|
|
|
||
A self build insurance policy is there to alleviate one of the concerns that you may have if you want to consider building your own home in the UK, renovating property or barn conversions. Fortunately there are several suitable self build insurance policies available that can cover your demands and needs - the most important sections being - public and employers liability, cover on the house itself as well as the hired in plant, and the contract works - building materials on the site. In addition you may wish to live on the site itself so often cover is available for the caravan in which you wish to live.
If you consider building your own home in the UK, you have to cover your liability should people be injured whilst on the site e.g. children playing and you may be employing labour-only contractors for which you will require employers liability. Bona-Fide subcontractors will carry their own public liability and they are not regarded as employees as they will undertake their work without direct supervision by yourself. You should always check that they do have their own public cover.
Covers the property against loss or damage. Contract works insurances cover everything from the new home burning down to the theft of building materials from the site, whether inside or outside the new building. It includes vandalism and just about every other risk you can imagine. Most valuably, a policy can be endorsed for the special increase in liability cover which the council may require in respect of your drain connection or new access across the pavement. We can quote for a rebuilding cost up to £250,000 online and higher sums on application.
You may also have to increase your liability insurance sum insured if the Authority require you to do so - e.g. installing drains.
Cover is available for employees tools on site.
Plant cover is available for own plant or hired in plant, if not covered by the hirer.
Our home page deals with landlord insurance/ buy to let property insurance for landlords. If you want a quote for landlord insurance, landlords insurance, let property insurance or landlords insurance, just click on a link.
We provide a comparison travel insurance quotation service where you can buy single trip, annual cover, backpacker, long stay. We are particularly competitive for the over 75, over 65, over 70 and over 80. Click to go to our travel insurance quotation system for over 65, over 70, over 75, over 80, long stay, backpacker, single trip and annual travel insurance.
We offer all forms of payment protection insurance: mortgage protection insurance, income protection insurance including loan protection insurance. Protection is available against accident, sickness and unemployment. To see the various mortgage payment protection, income protection and loan protection against accident, sickness and unemployment/ redundancy click this link.
Self build insurance - return to the house selection page
Home insurance quotes | Domestic appliance extended warranty | Personal possessions - students etc | Forces Kit insurance | Home emergency insurance | Landlord Insurance | self build insurance |