Shop Insurance
Shop Insurance at Portwood's
We provide shop insurance quotes online. If you have a shop click here for an insurance quote - you can buy online with immediate cover.
The shop insurance policy
Obviously providers of shop insurance offer different levels of cover. Below are summaries of the type of cover our online shop insurance can provide.
Sections of a shop insurance wording
See the shop insurance document for full details - below is a very brief breakdown.
| Breakdown | Brief description of shop insurance section |
| Contact Numbers | If you need help on various aspects of your shop insurance - these are the numbers |
| Contents | List of the various sections the shop insurance can provide |
| Jurisdiction Clause | Shows that any disputes about the insurance will be governed by UK Law |
| Complaints procedure | If you are unhappy with the shop insurance this is how to complain (or to us!) |
| Policy definitions | Definitions of how words in the shop insurance are given precise meaning |
| Section 1: buildings of the shop | Some definitions and what perils the shop buildings are covered against. (If insured) |
| Section 2: contents of the shop | What the contents of the shop can be covered for - and some definitions |
| Section 3: Money and Assault | Covers money in the shop and if the shop staff are injured at the shop in a robbery |
| Section 4: Glass Breakage | Damage to glass e.g. shop front but also including other forms |
| Section 5: Goods in Transit | Covers the stock whilst in transit to and from the shop. |
| Section 6: Liability Insurance | Covers liability to the shop staff (Employers) and the public entering the shop |
| Section 7: Business Interruption | If the shop is closed due to an insured peril this covers losses until the shop is trading normally again. |
| Section 8: Accounts receivable | If you lose your accounts due to an insured peril, this covers losses as a result. |
| Section 9: Loss of licence | If your shop loses its liquor licence this covers losses for up to 12 months. |
| Section 10: All risks | Some shop equipment may be best insured on an 'all-risks' rather than perils basis |
| Section 11: Equipment breakdown | Covers damage and consequential loss if the insured equipment in the shop breaks down. |
| Section 12: Legal Expenses | Covers legal costs arising out of certain events that may occur to a shop keeper |
| Optional Extras | The shop insurance may be extended to provide specific covers if needed. |
| General policy conditions | What you must do in the running of the shop to ensure that the policy remains effective |
| General policy exclusions | What the shop insurance will not cover |
| Claims Conditions | How to proceed with a claim under the shop insurance - and the correct procedures you must use. |
| Endorsements | These are specific to the type of shop and underwriting |
A wider version of the above can be found in the shop insurance policy summary.
Whilst this shop insurance can be quoted and bought directly on line, please call us on 0844 8262616 if you have any queries. Our experienced staff are only too pleased to help.
Alternatively you can request a shop insurance quote and we'll provide a quote from a range of insurance companies. The cover and terms may vary from the online insurance.
Finally if you are happy with your shop insurance but would like to save money, we offer a commission rebate facility where we administer your shop insurance for a fixed commission. This is suitable for policies value more than £500.00