| Cover |
Insurers will indemnify all accidental loss or
damage, subject to policy terms and conditions. |
| Liability |
Liability in respect of third party injury or
property damage is limited to £2,000,000 in respect of any one incident. The
limit of liability in respect of water skiers is limited to £1,000,000 in
respect of any one incident |
| Excess |
You will be responsible for the sum insured in
the schedule in respect for all claims for loss or damage to the insured craft.
Craft powered by an engine greater than 25hp will be subject to an additional
£100 excess in respect of claims for underwater parts of the engine, following
collision with a submerged or floating object. |
| Continental Use |
Cover is extended for craft in Western Europe
(excluding the Canary Islands) for up to30 days in any one year. |
| Taken Ashore Condition |
It is a condition of this policy that all craft
must be taken ashore when not in use unless specifically agreed in writing. |
| Theft Condition |
It is a condition of this policy that when the
craft is left on the trailer/ trolley, unattended and not in a locked building a
wheel clamp must be fitted. |
| Fire Condiiton |
Craft fitted with inboard machinery and with a
maximum design speed in excess of 17 knots/ 20mph must be fitted with an
automatic fire extinguishing system. |
| Helpline |
A telephone helpline service is available 24
hours a day, 7 days a week and is provided on behalf the underwriters by DAS
Services Ltd. You will be responsible for payment of all charges for the
services provided. |
| Optional Legal Expenses |
An Optional Legal Protection Pan is available
through DAS Legal Expenses Insurance Company Ltd, who will assist you to pursue
your legal rights. |
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