Static Caravan insurance Cover
Cover provided under a typical policy for static
caravan insurance with a listing of benefits, terms, conditions
and exclusions.
| Policy
Section |
Benefits |
Typical
Exclusions |
| Loss or damage to the static
caravan |
Includes fixtures, fitting,
equipment
Includes items in a locked storage unit
adjacent to the static caravan |
- Flood in first 7 days
- Repair to gas, water pipes, drains, sewage,
telephone cables limited to £2,500
- Limit in adjacent locked storage unit £250
anyone article, £500 in total
|
| Replacement as New |
Within first 120 months |
- Sum insured must be adequate
|
| Frozen food in caravan freezer
compartment |
Up to £250.00 |
- Food cabinets over 10 years old
- Strike or industrial action
- Deliberate cutting off of supply
|
| Loss of keys |
To replace damaged locks or loss
of keys |
- maximum sum insured - £250.00
|
| Public liability insurance |
Up to £2,000,000 |
- Whilst attached to towing vehicle
- Becomes detached from towing vehicle
- Liability in respect of towing vehicle
|
| Loss of use/ hiring charges |
Cover for alternative
accommodation, hire of a similar caravan and loss of ground rent |
- Cover £50 per day up to £1,500
- If entire site closed ground rent paid
pro-rata up to £1,500
|
| Personal accident benefits |
Up to £20,000 if bodily injury
results in death or permanent disablement |
- Excludes people over 70
- £500 limit for children under 16
|
| Loss or damage to personal effects
in the caravan |
Includes articles for permanent
use, clothing, luggage, general goods in the caravan |
- Single article limit: £300
- Excludes valuables, money, cycles and other
similar goods
- Caravan must be locked
- Maximum limit £250 tapes, discs, computer
games.
- Maximum limit £1500 TVs/ video/ computers
- £500 in locked storage unit
|
Insurance Quotes
 |
Compare static caravan insurance premiums. |
Duty to disclose material facts
When applying for insurance you have a duty to disclose all
material facts. A material fact is one that could affect the insurance
policy. Examples: location - occurrences of site flooding, previous claims or if terms have been imposed on a
previous policy.
Please call
and we'll discuss your needs. Your policy could be invalid if you failed
to disclose all pertinent facts.
Office Hours: Monday - Friday 9.00am - 5.00pm, except Wednesday (10.00am for training).
Saturday 9.00am - 12.00 Noon
Please call 0191 4772231 for help during office hours, or use the quote button above.
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