Static Caravan Insurance (quotes in UK)

Static caravan insurance is optional but recommended. 

As Insurance Brokers, we have researched the static caravan insurance market online to find the best quotes,  cover and cheap deals on your static caravan and are able to offer them to you. First of all here are a few of the general sections in a policy.

Loss or damage

The section under which most claims are made. There are usually very few exclusions e.g. wear and tear, gradually operating cause. It should be noted that the word ' caravan ' is usually extended to include fixture and fittings as well.

Personal effects

Personal effects are those articles that you take for your own use. Please note that:-

• The cover is NOT new for old - a deduction may be made for wear and tear.
• Cover only applies to those articles IN the caravan
• There will be exclusions and limits e.g. bicycles may be excluded or a single article limit of e.g. £100 will apply - this could affect claims for TV's etc. Consider extending your home contents policy

Public liability

There is a policy limit e.g. £1,000,000 or £2,000,000 (some owners stipulate a high limit which reduces the number of  policies available and encourages owners to take out their own.)

Foreign Use

We offer insurance for a static caravan sited abroad as well as the UK - please contact us for details.

Hire of alternative accommodation

Covers your costs if your caravan become uninhabitable.

Legal expenses

Covers legal expenses arising out of use of the caravan only.

Excesses

Most policies have an excess applying on the material damage sections - this is typically £50.00 or £75.00

Premiums

As static caravans are normally kept on site and not moved on the road a reduced price applies (typically 40-50% reduction) on their insurence premium quote.

Links to follow:-

• Static caravan insurance quotation and policy
• See landlords insurance via our Home Page
• Listing of personal products