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Landlord Insurance - DSS tenants

Click for your quote for landlord insurance
Landlord insurance for 
Properties under 500,000
Click for your quote for landlord insurance Landlord insurance for
Properties over 500,000

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Important: Please note that there are two categories of 'DSS tenants' for landlord insurance.

  • DSS1: The tenancy agreement is between the landlord and the tenant. The rent may be subsidised by the DSS or another party.

  • DSS2: The tenancy agreement is between the landlord and the DSS. The rent is paid by the DSS to the landlord. The DSS decide who will occupy the property.

Whichever category is applicable, our landlord insurance for DSS tenants is probably the cheapest on the market and also offers some of the best cover available. Consider:

  • Low Excess: The standard policy excess is only 75.00 - with discounts for increasing the excess to 150.00 or 250.00.

  • Accidental Damage: Available as an option (on both categories)

  • Subsidence Cover: Given automatically (1,000 excess applies)

  • Terrorism Cover: Given automatically

  • Malicious Damage by Tenant! Given once the tenant has resided at the property for two years with no claims having previously been made (this is available at inception if the tenant already qualifies)

  • Cheap rates: Premiums depend on circumstances and location, however the following are typical. Quotes shown are to insure a property with a rebuilding cost of 100,000. There is no minimum premium so (subject to acceptability) it is easy to estimate the actual premium - up to 500,000 sum insured - of course it is recommended that a quote is obtained using the links above.

NCB

Excess

Accidental
Damage?

Other than
Inner/ Outer London

Inner/ Outer London

  DSS1 DSS2 DSS1 DSS2
0 75 N 95.40 143.10 126.00 189.00
0 75 Y 109.71 164.57 144.90 217.32
0 150 N 85.86 128.79 113.40 170.10
0 150 Y 98.74 148.11 130.41 195.62
0 250 N 76.32 114.48 100.80 151.20
0 250 Y 87.77 131.65 115.92 173.88
1 75 N 90.63 135.95 119.70 179.55
1 75 Y 104.22 156.34 137.66 206.48
1 150 N 81.57 122.35 107.33 161.60
1 150 Y 93.80 140.70 123.89 185.83
1 250 N 72.50 108.76 95.76 143.64
1 250 Y 83.38 125.07 110.12 165.19
2 75 N 98.74 148.11 130.41 195.62
2 75 Y 77.27 115.91 149.97 224.96
2 150 N 88.87 133.30 117.37 176.05
2 150 Y 68.69 103.03 134.97 202.46
2 250 N 78.99 118.49 104.33 156.49
2 250 Y 81.57 122.35 119.98 179.97
3 75 N 81.09 121.64 107.10 160.65
3 75 Y 93.25 139.88 123.17 184.75
3 150 N 72.98 109.47 96.39 144.59
3 150 Y 83.93 125.89 110.85 166.27
3 250 N 64.87 97.31 85.68 128.52
3 250 Y 74.60 111.90 98.53 147.80

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