travel insurance health problems

medical conditions

Travel insurance for people with medical conditions/ health problems

Travel insurance policies

 Even if you have a range of medical conditions, you are acceptable for this travel insurance policy (which has options for annual travel insurance, winter sports, golf, wedding and business cover - and car breakdown cover in europe) at normal terms providing you can confirm the following declaration. Even if you can't you can still refer your medical conditions to a screening line to obtain terms. These rates are competitive in themselves, the policy has a low excess (£35.00 which can be deleted!) and the product is suitable for virtually any age for travel up to 180 days. The annual policy has options for 30, 45 or 60 days per trip. (For annual policies you must be able to accept the declaration each time you arrange a trip)

The Declaration

  • Nobody is waiting for an operation, hospital consultation (other than for regular check ups), or other hospital treatment or investigations
  • Nobody has received treatment for:-
    • any blood disorder
    • Dialysis treatment
    • Any form of cancer, leukaemia or tumour
    • any psychiatric illness
    • a transplant
    • dementia
  • Nobody, diagnose as HIV positive has required treatment for HIV or any HIV related illness
  • Nobody has any breathing or heart problems which has needed hospital treatment in the last 12 months
  • Nobody has been seen by a specialist in the last three months (other than for regular check ups) or been admitted to hospital overnight
  • nobody has been given a terminal prognosis by a registered doctor
  • I do not know of any reason (medical or otherwise) why the trip is likely to be cut short
  1. If you cannot agree to the above declaration please contact us with full details as we can refer matters to a medical screening line.
  2. If there is a change in medical condition after you take out the insurance but before you travel you must contact the number above. They will advise if cover can continue. If cover can't continue you will be able to claim for the cost of cancellation

For annual multi-trip cover you must agree with this declaration each time you book a trip.

For a close relative or business associate, or anyone else who is not an insured person and whose health may affect the trip.

If at the time of taking out this insurance (or booking the trip if later) they had a medical condition for which they were:-

  • were receiving medical treatment at hospital
  • were waiting for a hospital consultation or treatment
  • Had been given a terminal prognosis , or been told that their condition is likely to get worse in the next 12 months

Cover will not be provided for any problem which has anything to do with that medical condition

Rates for travel insurance for people with medical conditions | Very short summary of benefits

NEW: This travel insurance policy is now available online. Select 'Fortis' as the insurer.

travel insurance 65 70 75 80 90

If you want to discuss your needs please ring us on 0844 8262617 or, if you get no reply, our Gateshead office on 0844 8262618

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