Our default cheap travel insurance policy - including annual travel

Cheap travel insurance is sometimes provided at the cost of poor cover!. Our cheap travel insurance policy provides excellent cover and is suitable for single trip, annual travel or people with many medical conditions. Travel insurance cover can be extended to cover golf equipment, weddings, business goods and breakdown cover when driving on the Continent.

Our cheap travel insurance policy covers many medical conditions BUT you  must be able to confirm that your medical conditions and treatment fall under the medical declaration here!

This travel insurance policy is suitable for those who need annual travel insurance, multi trip travel insurance or single trip travel insurance. It can cover winter sports such as a ski holiday or other activities - such as off-piste skiing and can be extended to include many extras such as wedding insurance, golf equipment as well as other sports. It is particularly cheap for people under 50 and for people from 50 to 64 who can agree with the medical declaration.

Annual Travel Insurance rates - include insurance premium tax, baggage and cancellation cover

Our online travel insurance system is now operative with extra discounts often available

Europe Only  Worldwide
No winter Sports

Days/Trip

31 45 60
One Person under 50 £37.00 £46.25 £55.50
One Person 50 - 64 £52.20 £65.25 £78.30
Couple both under 50 £59.50 £74.40 £89.25
Couple Up to 64 £84.00 £105.00 £126.00
Family parents under 50 £77.80 £97.25 £116.70
Family parents up to 64 £109.80 £137.25 £164.70

Days/Trip

31 45 60
One Person under 50 £57.80 £72.25 £86.70
One Person 50 - 64 £81.60 £102.00 £122.40
Couple both under 50 £86.70 £108.40 £130.05
Couple Up to 64 £122.40 £153.00 £183.60
Family parents under 50 £106.65 £133.30 £160.00
Family parents up to 64 £150.60 £188.25 £225.90
Winter Sports

Days/Trip

31 45 60
One Person under 50 £49.30 £61.65 £73.95
One Person 50 - 64 £69.60 £87.00 £104.40
Couple both under 50 £73.95 £92.45 £110.95
Couple Up to 64 £104.40 £130.50 £156.60
Family parents under 50 £93.50 £116.90 £140.25
Family parents up to 64 £132.00 £165.00 £198.00
Days/Trip 31 45 60
One Person under 50 £65.40 £81.75 £98.10
One Person 50 - 64 £92.30 £115.40 £138.45
Couple both under 50 £107.10 £133.90 £160.65
Couple Up to 64 £151.20 £189.00 £226.80
Family parents under 50 £138.55 £173.20 £207.85
Family parents up to 64 £195.60 £244.50 £293.40

Note about rates

Annual travel insurance quotes are available if you require longer periods away or older, but with a different insurance company with different medical underwriting. See our pages for over 65 travel insurance and over 65 annual travel insurance 

Europe = "Europe, the Channel Islands, The Republic of Ireland, Madeira, the Canary Islands, Syria, Turkey, Tunisia, Egypt, Israel, all countries bordering the Mediterranean Sea"

Also includes trips in the UK providing for at least 2 nights pre-paid accommodation (you must pay for the accommodation so trips to family homes etc would not be covered)

Couple/family policies allow ADULTS to travel at different times. A child may travel WITHOUT the adults providing they are travelling WITH and under the supervision of an adult for the LENGTH of the trip. This means that e.g. travel under school trips or with grandparents would be covered  BUT not if the child is travelling and is under e.g. the care of the airline for part of the trip

Short stay travel insurance - for periods up to 6 months (1 month for over 65s)

This is the same insurance policy so the same terms, conditions and declaration apply.

To make life easier, we are tabulating rates, rather than providing a quotation system. If you need help to check the premium is correct please contact us on 0870 0345503.

We think that this policy will be suitable for:-

We have cheaper (not necessarily better) rates for:-

Please look at this page for example rates

We are unwilling to offer these products without making sufficient to cover the work involved. Unlike many brokers/ insurers we actually offer advice when recommending one of our range of policies. We make a charge of £5.00 when you take out the policy, but you can be assured that the policy we recommend will be the one that we think best meets your requirements.

Tabulation of rates

(For completeness travel insurance rates are included for people over 65, however we have other policies that may be more suitable)

Rating areas

UK    : England, Scotland, Wales, Northern Ireland + Isle of Man
EU    :
"Europe, the Channel Islands, The Republic of Ireland, Madeira, the Canary Islands, Syria, Turkey, Tunisia, Egypt, Israel, all countries bordering the Mediterranean Sea"
XU    : Worldwide EXCLUDING United States of America, Canada and Caribbean
WW : Worldwide

UK area

Length of trip 5 10 17 23 31 extra week or part
Single person under 50 £4.60 £5.20 £6.40 £7.20 £7.95 £1.45
Single Person Aged 50 - 64 £6.50 £7.35 £9.00 £10.15 £11.20 £2.10
Single Person Aged 65 - 79 £10.80 £12.30 £15.00 £16.90 £18.70 N/A
Family - Both under 50 £10.35 £11.70 £14.40 £16.20 £17.89 £3.26
Family - one or both 50-64 £14.63 £16.54 £20.25 £22.84 £25.20

£4.73

EU Area

Length of trip 5 10 17 23 31 extra week or part
Single person under 50 £11.40 £13.00 £15.90 £20.25 £26.30 £5.75
Single Person Aged 50 - 64 £16.15 £18.35 £22.45 £28.60 £37.15 £8.15
Single Person Aged 65 - 79 £40.30 £45.85 £56.05 £71.50 £92.95 N/A
Family - Both under 50 £25.65 £29.25 £35.78 £45.56 £59.18 £12.94
Family - one or both 50-64 £36.34 £41.29 £50.51 £64.35 £83.59

£18.34

XU Area

Length of trip 5 10 17 23 31 extra week or part
Single person under 50 £25.05 £30.15 £36.50 £45.45 £57.65 £11.85
Single Person Aged 50 - 64 £35.35 £42.55 £51.55 £64.15 £81.45 £16.75
Single Person Aged 65 - 79 £103.20 £124.20 £150.45 £187.20 £237.60 N/A
Family - Both under 50 £56.36 £67.84 £82.13 £102.26 £129.71 £26.66
Family - one or both 50-64 £79.54 £95.74 £115.99 £144.34 £183.26

£37.69

WW Area

Length of trip 5 10 17 23 31 extra week or part
Single person under 50 £31.35 £37.25 £43.90 £55.95 £67.70 £13.25
Single Person Aged 50 - 64 £44.30 £52.60 £62.00 £79.00 £95.55 £18.70
Single Person Aged 65 - 79 £129.20 £153.45 £180.80 £230.45 £278.75 N/A
Family - Both under 50 £70.54 £83.81 £98.78 £125.89 £152.33 £29.81
Family - one or both 50-64 £99.68 £118.35 £139.50 £177.75 £214.99

£42.08

Special Policy Features

holiday and travel insurance main page | Brief summary of this travel insurance and holiday insurance policy cover

We offer a range of policies. If you call us on 0870 0345503 or, if you get no reply, our Gateshead office on 0870 0345502, we can discuss your needs in depth and decide whether you need a single trip, annual multi trip, long stay policy, whether your medical conditions can be covered under this cheap travel insurance policy.

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