Cheap annual travel insurance
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Is Cheap Best?Although we supply cheap annual travel insurance, cheap may not be best. Why is a policy cheap? A cheap policy must expect to pay out less than one not so cheap. Therefore when you get your cheap quote we suggest you look at the cover. Obviously as brokers we can advise you whether the cheap policy is best or one not so cheap. |
| If in doubt please contact us as we are only too pleased to offer advice on the best options |
Rating Factors
The main factors affecting your annual travel insurance are: the age of the travelers, where they are going (Europe is cheaper than Worldwide or USA), how long the maximum trip will be for (we start at 21 days but can offer up to 90 a trip), whether winter sports cover is needs and if cover is needed for just one person, a couple or family. If a family you should check (if you need it) whether independent travel by your children is required,
The Excess
The main way an annual travel insurance policy saves money is with the excess. Our policies have different excesses from £35.00 to £200.00 and in general the higher the excess the less you pay. You should always consider the excess when buying any insurance policy, as well as the cover. As for how good the company is in paying claims, how can you find that out?
Terrorism cover
You can decide whether to exclude annual travel insurance policies that totally exclude any terrorism cover. Those that do not will usually restrict cover to medical expenses.
Pre-existing conditions
Many pre-existing medical conditions can be covered. Policies show what can/ can't be covered and in most cases details how to access to a medical screening line are provided. In some cases you may have to call us - if so details will be provided.
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