Options
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Compare several annual travel insurance policies
online
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Choice of maximum length (21, 30,45,60 or 90 days)
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Regions - UK, EU, Worldwide, Worldwide Including
America/ USA/ Canada
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Winter sports - such as ski-ing
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Golf equipment cover
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Deletion of excess option
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Deletion of cancellation cover option
If you have any medical conditions
you will be pleased to know that full medical screening information is
available.
Comparison
As we are brokers, annual travel insurance can be arranged through many companies.
We have, therefore provided quotes for them all - we also allow you to compare the excess on the policy
(even though you have the option to delete it) and of course give you access to the policy
document and policy summary before you purchase.
Maximum Length
The maximum length of an annual travel insurance is, of course, the duration of the longest
trip you intend to undertake. We offer to cover up to 90 days a trip. Most policies have no limit as to the total length of time you
can be out of the UK, but one or two do have a limit of 183 days per year. If you are
concerned about this limitation please contact us.
Regions
The premium you pay for annual travel insurance depends on where you
intend to travel. Our system lists every country (you can select 5), but a seasoned traveller may
wish to go elsewhere. In that case we suggest that you select the USA for full worldwide cover, a
country in Africa if you don't intend to travel to the new world or Caribbean or a European country
e.g. Spain if you do not intend to travel outside of Europe.
Obviously restricting cover to Europe only (and some companies extend Europe to parts of North
Africa or the Middle East bordering the Mediterranean) results in a cheaper quote. You can
usually extend this if you have to mid-term but the full difference will have to be paid.
Worldwide, this usually includes every country other than those where the FCO advises against
and those in the New World - America, We recommend you include America, Canada, Caribbean
countries and Mexico in your selection of countries visited if you intend to visit them.
Ski - winter sports
You can select winter sports cover as an option for your annual
travel insurance quote. Many policies will include
winter sports such as ski-ing automatically but some will give a discount if this benefit is
not needed. You should also check the type of ski-ing that are covered - off piste, extreme,
heli, jumping may be excluded in the policy
Excess
We aim to offer value for money for our annual travel insurance
policies. There are cheaper ones available but almost certainly the reason for the cheapness is the excess.
Our policies have low excesses - £35 to £65 is typical but economy policies are available with
higher excess. We also offer the facility to remove
the excess from most claims.
Deletion of cancellation cover
This option may be available on some annual travel insurance policies - we do not
recommend it - For single trips if you are booking close to departure date there may be no
need for cancellation cover, but for multi trips it is definitely recommended. Another point -
if you buy a single trip policy cancellation starts immediately - however for a multi-trip
policy cancellation starts at the commencement of the policy so do NOT buy a multi trip policy
and start cover from the day of travel.
Other cover
Compare cheap annual worldwide, American and European single
trip and annual multi trip policies and long stay and backpacker cover for students, winter
sports and medical conditions. Senior travel insurance is available for the over 65, 70,75 and
80.
We hope that the information on annual
travel insurance is of assistance. Finally please remember that as an
insurance broker, B. Portwood & Company Ltd can make a comparison from a range of insurers who
provide annual travel insurance. We appreciate that your needs and
circumstances may dictate that a different policy may be more suitable but
please feel free to call us on 0844 8262617 or, if you get no reply, our Gateshead office on
0844 8262618 and we will offer our
independent advice on the various annual travel insurance policies
available.
