Annual Multi Trip Travel Insurance
annual multi trip travel insurance to main annual travel insurance page)
The main benefit of annual multi trip travel
insurance is that one policy lasts a full year (hence 'annual')
and covers the insured for several trips (hence 'multi trip'). You should
consider an annual multi trip travel insurance policy if you intend making
more than two trips a year or if you travel for quite a long time as in
many cases an annual policy is cheaper than a single trip policy. We offer
policies up to 100 days/ trip,
for people over 65,
family and couple
rates as well as cheap
annual multi trip travel insurance. Premiums for cheap
multi trip travel insurance start at £20.90.
Length of trip available under an annual multi trip insurance
Typically an annual multi trip insurance
will cover any number of trips up to 31 days. However we are able to offer
policies that can cover up to 100 days (or 45/ 60) a trip if necessary.
Some companies, however, limit the total period you can travel under an
annual multi trip travel insurance policy to 183 days.
65? Age limits under an annual multi trip travel insurance policy.
On the internet many annual multi trip
insurance policies do not cover people aged over 65. As brokers we offer
policies for elderly people over 65. In fact it
does not matter if you are over 70, over
75 or over 80. As long as you are under 85
we can offer you an annual multi
trip travel insurance policy.
Single? Couples and family annual multi trip travel insurance
One peculiarity of annual multi trip travel
insurance is that it is cheaper proportionately for couples (including
civil partnerships and common law) and children. A family
annual multi trip travel insurance policy will be much less twice that
of a single person.
There are two
factors you should consider when buying a travel insurance policy for the
family. The first is: are your children going to be covered? They will
have to be living with you (or at University) and be under 18 or in full
time education under 23. The second is: do they need to be covered if
travelling alone? This is called independent travel and not every annual
multi trip travel insurance will cover them unless with parents. Click
here to obtain your family annual
multi-trip travel insurance.
Is cheapest best when buying annual multi trip travel insurance
Although the cheapest
annual multi trip travel insurance may seem the best this may not be
so. Why is any insurance policy cheap? The answer usually is that the
underwriters expect to pay out less money in claims. Who suffers? Those
people who make a claim. By the nature of insurance they will lose more
money in the claim than they will save in the insurance premium. That is
why you should contact an insurance broker who can advise you whether the
policy you want to buy is suitable. By all means buy a cheap
annual multi trip travel insurance - our site offers several but we
recommend you review the cover before buying.
or non-advised travel insurance?
As you should now know, annual multi trip
travel insurance can be sold on either a non-advised or advised basis. If
you buy on a non-advised basis you are provided with the information
needed (policy summary/ policy document) and it is up to you to decide if
you want to go ahead. If you feel comfortable with understanding all the
features of an annual multi-trip travel insurance policy then you
can buy online - we'll even give you a small discount on the premium.
However if the policy does not meet your requirements the responsibility
lies with you.
The alternative is to
buy on an advised basis. In this scenario you call us and we make a
recommendation as to which policy to buy. You thus get the benefit of our
expertise. We can discuss any queries you
have, make a recommendation and, if you want the policy, arrange to go on cover immediately. Our
contact number is 0844 8262617 or, if you get no reply, our Gateshead office on
0844 8262618 and our experienced staff are only too
willing to advise you on our annual multi trip travel insurance policy.