Annual Multi Trip Travel Insurance
(return from annual multi trip travel insurance to main annual travel insurance page)
Introduction
The main benefit of annual multi trip travel insurance is that one policy lasts a full year (hence 'annual') and covers the insured for several trips (hence 'multi trip'). You should consider an annual multi trip travel insurance policy if you intend making more than two trips a year or if you travel for quite a long time as in many cases an annual policy is cheaper than a single trip policy. We offer policies up to 100 days/ trip, for people over 65, family and couple rates as well as cheap annual multi trip travel insurance
Maximum Length of trip available under an annual multi trip insurance
Typically an annual multi trip insurance will cover any number of trips up to 31 days. However we are able to offer policies that can cover up to 100 days (or 45/ 60) a trip if necessary. Some companies, however, limit the total period you can travel under an annual multi trip travel insurance policy to 183 days.
Over 65? Age limits under an annual multi trip travel insurance policy.
On the internet many annual multi trip insurance policies do not cover people aged over 65. As brokers we offer policies for elderly people over 65. In fact it does not matter if you are over 70, over 75 or over 80. As long as you are under 85 we can offer you an annual multi trip travel insurance policy.
Not Single? Couples and family annual multi trip travel insurance
One peculiarity of annual multi trip travel insurance is that it is cheaper proportionately for couples (including civil partnerships and common law) and children. A family annual multi trip travel insurance policy will be much less twice that of a single person.
There are two factors you should consider when buying a travel insurance policy for the family. The first is: are your children going to be covered? They will have to be living with you (or at University) and be under 18 or in full time education under 23. The second is: do they need to be covered if travelling alone? This is called independent travel and not every annual multi trip travel insurance will cover them unless with parents. Click here to obtain your family annual multi-trip travel insurance.
Cheap. Is cheapest best when buying annual multi trip travel insurance
Although the cheapest annual multi trip travel insurance may seem the best this may not be so. Why is any insurance policy cheap? The answer usually is that the underwriters expect to pay out less money in claims. Who suffers? Those people who make a claim. By the nature of insurance they will lose more money in the claim than they will save in the insurance premium. That is why you should contact an insurance broker who can advise you whether the policy you want to buy is suitable. By all means buy a cheap annual multi trip travel insurance - our site offers several but we recommend you review the cover before buying.
Advised or non-advised travel insurance?
As you should now know, annual multi trip travel insurance can be sold on either a non-advised or advised basis. If you buy on a non-advised basis you are provided with the information needed (policy summary/ policy document) and it is up to you to decide if you want to go ahead. If you feel comfortable with understanding all the features of an annual multi-trip travel insurance policy then you can buy online - we'll even give you a small discount on the premium. However if the policy does not meet your requirements the responsibility lies with you.
The alternative is to buy on an advised basis. In this scenario you call us and we make a recommendation as to which policy to buy. You thus get the benefit of our expertise. We can discuss any queries you have, make a recommendation and, if you want the policy, arrange to go on cover immediately. Our contact number is 0844 8262617 or, if you get no reply, our Gateshead office on 0844 8262618 and our experienced staff are only too willing to advise you on our annual multi trip travel insurance policy.
