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Travel Insurance to 'Europe'Overview of travel insuranceYou need travel insurance when going to Europe. This is very important, especially if you are over 65 as you could face substantial bills for medical treatment and/ or returning home by air ambulance. This applies whether you need long stay travel insurance or just insurance for a family holiday. Is the EHIC (European Health Insurance Card) EnoughThe EHIC (Successor to the E111) confirms that you are entitled to medical treatment in a state-run hospital in the European Union. It does NOT cover, for instance, the cost of a flight home, cancellation costs if family have to return earlier or later. One advantage of the EHIC is that some travel insurance companies will remove or reduce the medical expenses excess on their policy if treatment is made via the EHIC scheme. Countries regarded by travel insurance as 'Europe'As well as the EU, travel insurance companies often include other countries. However not all travel insurance companies include the same countries. This means that you must be careful that the travel insurance you select does include the appropriate country in its definition. As we are travel insurance brokers we are agents for many companies and thus know which ones include additional countries in their rating. Examples of countries classified by some of our insurance companies are shown below.
Are travel insurance premiums the same for all Europe?No: Whilst some travel insurance companies regard all of Europe as one area, some companies are now splitting Europe into two distinct regions. For instance some may regard Spain, Turkey, Cyprus and the Canary Islands as slightly more expensive due to higher than average medical bills. Other travel insurance companies extend 'Europe', as mentioned, to include countries bordering the Mediterranean - including African ones. To get the cheap rate for travel insuranceOur travel insurance quotation system automatically works out which countries are regarded as 'Europe' by which travel insurance company. This means you can obtain the cheapest possible quote for your travel insurance. We
cover any age of traveler - it does not matter if you are over 65, over 70, over 75, over 80
or even over 85 The Foreign & Commonwealth Office has information about European countries |
