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Travel Insurance to 'Europe' for the over 75s

Overview of travel insurance

You need travel insurance when going to Europe. This is very important, especially if you are over 75, , over 75, over 80 or over 85 as you could face substantial bills for medical treatment and/ or returning home by air ambulance. This applies whether you need long stay travel insurance or just insurance for a family holiday.

Is the EHIC (European Health Insurance Card) Enough

The EHIC (Successor to the E111) confirms that you are entitled to medical treatment in a state-run hospital in the European Union. It does NOT cover, for instance, the cost of a flight home, cancellation costs if family have to return earlier or later.

One advantage of the EHIC is that some travel insurance companies will remove or reduce the medical expenses excess on their policy if treatment is made via the EHIC scheme.

Countries regarded by travel insurance as 'Europe'

As well as the EU, travel insurance companies often include other countries. However not all travel insurance companies include the same countries. This means that you must be careful that the travel insurance you select does include the appropriate country in its definition.

As we are travel insurance brokers we are agents for many companies and thus know which ones include additional countries in their rating. Examples of countries classified by some of our insurance companies are shown below.

  • The continent of Europe west of the Urals

  • Mediterranean Islands

  • Iceland, The Canary Islands, The Azores

  • Turkey in Asia, Lebanon, Israel, Egypt

  • Morocco, Algeria, Tunisia, Libya

Are travel insurance premiums the same for all Europe?

No: Whilst some travel insurance companies regard all of Europe as one area, some companies are now splitting Europe into two distinct regions. For instance some may regard Spain, Turkey, Cyprus and the Canary Islands as slightly more expensive due to higher than average medical bills.

Other travel insurance companies extend 'Europe', as mentioned, to include countries bordering the Mediterranean - including African ones.

To get the cheap rate for travel insurance

Our travel insurance quotation system automatically works out which countries are regarded as 'Europe' by which travel insurance company. This means you can obtain the cheapest possible quote for your travel insurance.

We cover any age of traveler - it does not matter if you are over 75, , over 75, over 80 or even over 85

travel insurance to Europe quote

For your cheap over 75 travel insurance for European cover
(or call us on 01207 509446 for more options)

The Foreign & Commonwealth Office has information about European countries

Specialised travel insurance needs.

over 75?

Even if you are over 75 we can meet your travel insurance needs for to 365 days away or 93 days a trip for annual travel insurance. So if you are over 75 more information about our travel insurance for the over 75 policies, terms and conditions, including cover for medical conditions.


When travel insurance is still available for up to 365 days for a single trip, winter sports, or annual travel insurance for 93 days a trip. Further information about travel insurance is available with instant quotes and buy online.

Over 75?

Still no problem - the over 75 can still obtain long stay travel insurance for a year and winter sports covers. It doesn't matter if going to the USA, Worldwide or just Europe and medical conditions can be covered. You can obtain an over 75 travel insurance quote through our online quotation system and buy online.

Over 80?

Our unique Redwood travel insurance is suitable for travelers over 80 with online screening for medical conditions, with single trips for 366 days available. More information on over 80 travel insurance is available though our dedicated page.

Winter Sports

Winter sports cover for travel insurance is available up to 85. Information about winter sports travel insurance is available including various activities, with cheap premiums, especially for the USA and Canada.


Cheap backpacker travel insurance is available. Cover is more limited but backpacker travel insurance can be exceedingly cheap especially with a large excess.

Back to our main cheap travel insurance page | Single trip travel insurance

European travel insurance