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Sporting/ work activities covered
Since young travelers have an independent streak they often engage in hazardous sporting activities on their trips. They also may do some light work to raise money. Below are details of activities this insurance policy will cover.
Abseiling - professionally organised and supervised, Archery - properly supervised, Camel riding - not racing, Canoeing / rafting / white water rafting - up to category 2,
Catamaran sailing* - up to 12 miles from coast only and not racing, Clay-pigeon shooting - organised event,
Cycling - as transport only, Deep-sea fishing / game fishing, Dinghy sailing* - up to 12 miles from coast only and not racing, Dry slope skiing,
Fell walking - no picks or ropes, Fishing, Football - not professional, semi-professional or major competition or tournament,
Gliding - not piloting & subject to flying with qualified pilot, Go-karting up to 120cc*, Hiking / walking / trekking - no ropes or equipment and on recognised routes,
Horse riding - excludes jumping, hunting and competition, Hot air ballooning - licensed operation only, not piloting,
Jet skiing*, Marathon running - not professional, Mountain biking, Orienteering, Paint balling / war games, Paragliding / parascending - over water only when attached to a speedboat,
Pony trekking, Quad Biking* - only if wearing a helmet and protective clothing and in a controlled environment,
and not participating in any race or competition, and the quad bike is not more than 125cc, Scuba diving to 30 metres - (increased to 40 metres if you hold a recognised diving qualification
which shows you are competent to make the dive), Snorkelling, Surfing, Waterskiing, Wind surfing.
Other activities or competitions may be covered - please call us to
check if you really want this policy. NB liability is excluded under
the policy for activities marked with a '*'.
This policy provides cover for working while on your trip, restricted to managerial, clerical, administrative occupations and non-manual work. You are not covered for full-time manual work or any electrical or construction work. Manual work is defined as "Any work that involves working at heights of more than 2 metres and/or the use of physical labour, including but not limited to construction, installation, assembly, building work and any work involving the use of heavy machinery or specialist equipment."
Additional Comments about this specific travel insurance policy
Ageas has built up a reputation over the years as a reliable, trustworthy and experienced travel insurance provider. Please note that they have a range of travel insurance schemes through other intermediaries and these policies will probably not provide as wide a cover as the one they offer through Key Choice Insurance Broker members.
Comments on backpacker travel insurance generally.
Always check on the activities that are covered (shown above) if you intend doing them. (We can arrange cover for high risk activities for anyone even if they have already left the country). If you have any medical conditions check that they are covered using the screening number we will supply at the quotation stage.
Links to other backpacker travel insurance policies