Passport cover does NOT cover the cost of the passport - just additional costs to get one.
Excess is per person per incident.
Return home is for up to 2 trips of up to 21 days per trip - so may be not suitable for students on courses.
Sporting/ work activities covered
Since young travelers have an independent streak they often engage in hazardous sporting activities on their trips. They also may do some light work to raise money. Below are details of activities this insurance policy will not cover.
Hazardous activity - means mountaineering (requiring the use of ropes and/or guides), pot-holing, racing (other than on foot), scuba diving below 9 metres, parachuting, gliding, go-karting, hot-air ballooning, rugby, football, winter sports and any other activity that requires skill and involves increased risk of injury. If you are taking part in any sport not listed above please contact us to ensure you are covered.
Manual labour – means work involving the lifting or carrying of heavy items in excess of 25kg, work at a higher level than two storeys or any form of work underground.
Additional Comments about this specific travel insurance policy
You are allowed 7 days in total stopover in any higher rated area than you are traveling. e.g. going to Australia
This policy has a blanket exclusion on war and terrorism.
Comments on backpacker travel insurance generally.
(We can arrange cover for high risk activities for anyone even if they have already left the country). If you have any medical conditions check that they are covered using the screening number we will supply at the quotation stage.
Links to other backpacker travel insurance policies