PJ Hayman Backpacker Travel Insurance
PJ Hayman Backpacker Travel Insurance is one of the policies
that B Portwood & Co Ltd offer through our travel
insurance quotation system.
Full information about this backpacker travel insurance
scheme i.e. the premium is provided in the quotation system,
including a copy of the policy wording and policy summary (Key facts
Below is some very general information on this travel
insurance scheme to help you decide if it is the one for you.
Some travel insurance schemes do not provide a specific
backpacker travel insurance scheme, but rather a generalised long stay
scheme. If that is the case then both schemes are noted.
||PJ Hayman BackPacker
||PJ Hayman Long Stay
|Maximum Period of Trip
|Maximum Age of Travel
||69 or 75
|Can Return Home Midway?
|Standard Policy Excess
|Medical Expenses Cover
|Luggage sum insured
The excess is per person per incident giving rise to a separate claim. The
excess can be deleted.
Return home is for 2 trips up to 21 days and so may not be suitable for
students studying abroad.
Sporting/ work activities covered
Since young travelers have an independent streak
they often engage in hazardous sporting activities on their trips.
They also may do some light work to raise money. Below are details
of activities this insurance policy will cover.
Cover is automatically included for the following:
Archery, Adventure Training and Outward Bound, Abselling to 50m, Amateur non-contact sports (e.g. golf, cricket), Bungee Jumping, Canoeing/Kayaking (not white water), Cycling and Mountain Biking, Fencing, Fishing/Angling, Go Karting, Horse riding (excluding competitions), Ice Skating, Jet Skiing (note no liability cover), Motorcycling (in line with UK licence entitlement), Parascending, Rafting (including white water), Safari and Overland trips Sailboarding/Windsurfing, Sailing/Yachting (but not ocean racing), Scuba and Sub Aqua to 9m, Snorkelling, Surfing, Trekking (below 5,000m), Water Skiing, Winter Sports (other than as shown below), Work abroad (non-manual/ clerical and manual work not involving heavy equipment, heights in excess of 9m or special exposure to risk)
The following are covered if you have paid the activity premium.
(Contact us for a quote)
American Football, Amateur contact sports (e.g. rugby, football, hockey), Ballooning, Flying in a single-engined aircraft, Gliding, Hang Gliding, Ice Hockey, Micro-lighting, Martial Arts, Mountaineering & Rock climbing up to 5, 000m, Paragliding, Parachuting and Skydiving, Scuba and Sub Aqua to 30m, Trekking (above 5, 000m), Winter Sports (including Bobsleigh, Skeleton (Cresta), Ski Touring, Stunting, Freestyle, Acrobatics, Jumping)
Base Jumping, Canyoning and 'Extreme Ski-ing' cannot be
covered others may be on referral.
Manual labour - means work involving the lifting or carrying of heavy items in
excess of 25kg, work at a higher level than two storeys or any form of work underground.
Additional Comments about this specific travel
The maximum age for the long stay insurance depends on if you want
worldwide cover (maximum age 69) or if restricting cover to Europe, Australia and New
Zealand (maximum age 75).
There is a blanket exclusion on war and terrorism.
Policy Summary | Backpacker
Comments on backpacker travel insurance generally.
(We can arrange cover for many high risk activities for anyone even if they have already left the
country). If you have any medical conditions check that they are
covered using the screening number we will supply at the quotation
Links to other backpacker travel insurance policies
Ageas | Citybond
| Coe Basic | Coe
Excel | Coe Study Abroad | Holman
| JBI | PJ Hayman |
Rock Economy | Rock
Standard | Rock Premier | Sunworld
| Sunworldeconomy | Webroker
Return to main backpacker
travel insurance web-page | Quotation
for backpacker travel insurance