PJ Hayman Backpacker Travel Insurance

PJ Hayman Backpacker Travel Insurance is one of the policies that B Portwood & Co Ltd offer through our travel insurance quotation system.

Full information about this backpacker travel insurance scheme i.e. the premium is provided in the quotation system, including a copy of the policy wording and policy summary (Key facts document).

Below is some very general information on this travel insurance scheme to help you decide if it is the one for you.

Some travel insurance schemes do not provide a specific backpacker travel insurance scheme, but rather a generalised long stay scheme. If that is the case then both schemes are noted.

Feature	PJ Hayman BackPacker	PJ Hayman Long Stay
Maximum Period of Trip	18 Months	18 Months
Maximum Age of Travel	39	69 or 75
Can Return Home Midway?	Yes	Yes
Standard Policy Excess	£75	£75
Medical Expenses Cover	£2,000,000	£5,000,000
Passport Cover	No	£250
Cancellation Cover	£1,000	£2,500
Luggage Cover	Yes	Yes
Luggage sum insured	£500	£2,000

The excess is per person per incident giving rise to a separate claim. The excess can be deleted.

Return home is for 2 trips up to 21 days and so may not be suitable for students studying abroad.

Sporting/ work activities covered

Since young travelers have an independent streak they often engage in hazardous sporting activities on their trips. They also may do some light work to raise money. Below are details of activities this insurance policy will cover.

Cover is automatically included for the following:
Archery, Adventure Training and Outward Bound, Abselling to 50m, Amateur non-contact sports (e.g. golf, cricket), Bungee Jumping, Canoeing/Kayaking (not white water), Cycling and Mountain Biking, Fencing, Fishing/Angling, Go Karting, Horse riding (excluding competitions), Ice Skating, Jet Skiing (note no liability cover), Motorcycling (in line with UK licence entitlement), Parascending, Rafting (including white water), Safari and Overland trips Sailboarding/Windsurfing, Sailing/Yachting (but not ocean racing), Scuba and Sub Aqua to 9m, Snorkelling, Surfing, Trekking (below 5,000m), Water Skiing, Winter Sports (other than as shown below), Work abroad (non-manual/ clerical and manual work not involving heavy equipment, heights in excess of 9m or special exposure to risk)

The following are covered if you have paid the activity premium. (Contact us for a quote)
American Football, Amateur contact sports (e.g. rugby, football, hockey), Ballooning, Flying in a single-engined aircraft, Gliding, Hang Gliding, Ice Hockey, Micro-lighting, Martial Arts, Mountaineering & Rock climbing up to 5, 000m, Paragliding, Parachuting and Skydiving, Scuba and Sub Aqua to 30m, Trekking (above 5, 000m), Winter Sports (including Bobsleigh, Skeleton (Cresta), Ski Touring, Stunting, Freestyle, Acrobatics, Jumping)

Base Jumping, Canyoning and 'Extreme Ski-ing' cannot be covered others may be on referral.

Manual labour - means work involving the lifting or carrying of heavy items in excess of 25kg, work at a higher level than two storeys or any form of work underground.

Additional Comments about this specific travel insurance policy

The maximum age for the long stay insurance depends on if you want worldwide cover (maximum age 69) or if restricting cover to Europe, Australia and New Zealand (maximum age 75).

There is a blanket exclusion on war and terrorism.

Policy Summary | Backpacker Policy Document

Comments on backpacker travel insurance generally.

(We can arrange cover for many high risk activities for anyone even if they have already left the country). If you have any medical conditions check that they are covered using the screening number we will supply at the quotation stage.

Links to other backpacker travel insurance policies

Return to main backpacker travel insurance web-page | Quotation for backpacker travel insurance