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Family travel insurance - including over 75s
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Do you want family travel insurance or are over 75? As Brokers we offer a range of travel insurance suitable for the family. (including single parent families). Most of our family travel insurance policies allow children to go free. (For the purposes of rating as a family, children are normally defined as being under 18 or in full time education under 23 (and living with parents). We offer both single and annual policies so for a free annual family travel insurance quote please click here (you can buy online). Alternatively call us on 01207 509446 as we have other options available and are only too pleased to advise you further.

General Information

Independent Travel

If you want family travel insurance for a single trip then there aren't too many problems - just select the countries you intend to visit, the period and the ages of the children in the family to obtain a cheap quote. For an annual policy, however, you should check whether the children in your family will want to travel on their own (called independent travel). Many policies will not allow independent travel - if you need this cover and are unsure if the policy quoted provides it, please call us on 01207 509446.

Policy excess

If you want family travel insurance then you should watch the excess on the policy - the excess is often applied per person per section per event - so if several family members are affected then the excess will apply several times. Although we cannot give advice, we suggest you look at the BIBA travel insurance policy when you obtain your quote as the excess is low (40.00) and the maximum excess per event is only 80.00 - some internet policies have a 100 excess that could be applied four or five times after a single event - now you know why they are so cheap!


The family travel insurance, you select, should be chosen on the activities that you and your children might participate in on the holiday. Obviously younger children are less likely to participate in scuba diving or, for winter sports, ski jumping etc, however many teenagers will want to partake in more active sports and pursuits. Naturally we provide full details of policy cover before you buy but, if you are in any doubt, please contact us.

Pre existing Conditions

We always recommend you choose a family travel insurance policy that will cover pre existing conditions of all family members. We occasionally get requests for one member of a family to be covered for pre existing conditions whilst the other family members buy a much cheaper policy. The problem with this is that the cheap policy may not pay out for additional costs should the member of the family with the pre existing condition have to return home for instance.

If there are medical conditions we provide screening helplines to ensure that you know if cover can be provided.

Please remember that for travel insurance quotation purposes a family is defined as "two parents and all their children under 18 living with them." However we do have policies that will cover children under 23 living with you as long as they are in full time education. Please call us if you fit into the wider definition. We are based in North east England and have offices at Consett and Bishop Auckland.

Information about cheap family travel insurance rates 

Travelerswith or without medical conditions can find rates for cheap family travel insurance through our Redwood product. It will allow students aged under 23 to be classified as children. Both single and annual policies are available

annual family travel insurance

Specialised travel insurance needs.

over 75?

Even if you are over 75 we can meet your travel insurance needs for to 365 days away or 93 days a trip for annual travel insurance. So if you are over 75 more information about our travel insurance for the over 75 policies, terms and conditions, including cover for medical conditions. Quotes are available online for over 75 travel insurance  but please call us on 01207 509446 for more options.


When travel insurance is still available for up to 365 days for a single trip, winter sports, or annual travel insurance for 93 days a trip. Further information about travel insurance is available with instant quotes and buy online.

Over 75?

Still no problem - the over 75 can still obtain long stay travel insurance for a year and winter sports covers. It doesn't matter if going to the USA, Worldwide or just Europe and medical conditions can be covered. You can obtain an over 75 travel insurance quote through our online quotation system and buy online.

Over 80?

Our unique Redwood travel insurance is suitable for travelers over 80 with online screening for medical conditions, with single trips for 366 days available. More information on over 80 travel insurance is available though our dedicated page.

Winter Sports

Winter sports cover for travel insurance is available up to 85. Information about winter sports travel insurance is available including various activities, with cheap premiums, especially for the USA and Canada.


Cheap backpacker travel insurance is available. Cover is more limited but backpacker travel insurance can be exceedingly cheap especially with a large excess.