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Over 80 travel Insurance and Medical Conditions

For people over 80 with medical conditions needing travel insurance

For travellers over 80 with pre existing medical conditions we have two main options.

Both policies provide the following:

  • Maximum length of a single trip: 365 days

  • Online medical screening to quote for the vast majority of medical conditions where the traveller is fit to travel.

  • Discounts for excluding baggage and/ or cancellation 

  • A range of policies providing different levels of benefits to suit any holiday from a weekend in England to a round-the-world holiday of a lifetime.

  • Low excesses: unlike other online policies the excesses are low (and not increased due to age or medical conditions) (100, 50 or 25) and can be deleted so in most cases there is nothing extra to pay (unlike some companies with a 250, 500 or 750 excess)

The importance of disclosing information

It is vital that pre-existing medical conditions are disclosed when buying travel medical insurance. It is also important that you check that your travel insurance policy covers your conditions. When you obtain a quote through our travel insurance quotation system you will be provided with contact details of the appropriate screening line - we also offer facilities for you to do the screening yourself and buy cover for all but the most severe conditions.

Examples of pre-existing Conditions we can cover

  • Angina 

  • Asthma & respiratory 

  • Arthritis

  • Cancer (general and breast cancer)

  • COPD

  • Depression, anxiety and stress disorders

  • Diabetes / Diabetic 

  • Disabled conditions / disabilities

  • Epilepsy / epileptic medical conditions

  • Heart Bypass

  • Heart attack 

  • High blood pressure 

  • High cholesterol 

  • Hypertension 

  • Stroke 

  • High risk 

No matter what medical conditions you may have, our travel insurance policies may cover them on referral, - usually at standard premiums. However our travel insurance underwriters may be unable to cover them. In that case we can offer a travel insurance for your condition provided: a) You do not have a terminal prognosis in six months b) you are not travelling against doctor's advice and c) you are not travelling to obtain treatment for that condition.

To our online Travel Insurance Quotation System 
(medical conditions, over 75, annual, single trip, winter sports etc)

If you want travel insurance to cover medical tourism i.e. going abroad to obtain treatment then click here

If you want medical cover only.

Both schemes provide generous discounts if cancellation or baggage cover is not needed.

If you want travel insurance for a single person in your party.

Many people are unaware that their own travel insurance policy may not cover additional costs if someone else going with them falls ill! We always recommend travel insurance be arranged to cover all members who are to travel together. Thus the travel insurance company will protect everyone as they know about the condition.

Length of trips

Long stay travel insurance, usually defined as travel for more than 30 days is available though this is for the younger (i.e. under 70) traveller. Cover is usually similar to a normal, single trip, travel insurance policy. However there is a variation: backpacker travel insurance, is suitable for students in their gap year who really only need cover for medical expenses, loss of passport and possibly some luggage cover. The premiums for this are very cheap due to the limited nature of the benefits provided.

Internet policies

Although you are buying this product online, we would like to emphasise that we are a broker and, as such, the policies we offer are substantially better than those you will buy by going through a price comparison website. On those sites you will find policies with excesses over 200 per person per claim (e.g. if you go with a family and all your luggage is stolen then you could find that you have to pay 800 towards the claim - 200 for you, 200 for your wife/ partner and similar amounts for the children. The reduction of cover on these sites gives serious cause for concern as customers won't realise the costs they have to pay themselves until they make a claim. Our excesses, by the way, range from 35 to 65 in most cases, with limits on a family claim and in many cases you can delete them i.e. have no excess at all.

Back to our main cheap travel insurance page

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travel insurance quote link Quotes for travel insurance for people with medical conditions.

For more information on travel medical insurance contact B. Portwood & Co Ltd. As insurance brokers have been in business advising customers on the relative merits of medical insurance policies for more than 50 years. We are always willing (if you call us on 0844 8262617) to discuss your requirements and find the most suitable cover we can obtain for your needs.