Travel insurance for people over 65 and for medical conditions

We offer travel insurance for people over 65. Our online quotation system offers a range of policies and many of our policies can quote for people with medical conditions. This is why you should obtain a quote here:

Travel Insurance for over 65, over 70, over 75 and for people with medical conditions

The increasing cost for the elderly

When you are over 65, suddenly many travel insurance companies do not want to know you. For many companies 65 is a cut-off age - this is especially true for many of the Direct Insurance companies who only want the young.

However we are an Insurance Broker - this means that we have access to a range of companies and we have gone to great lengths to find the best. (Actually we offer a full range of products so you can obtain quotes for single and annual policies, long stay, winter sports, GAP years or whatever.)

Cover for Medical Conditions

As you get older there is an increasing likelihood that you will suffer from pre-existing medical conditions. Many cheap internet-based travel insurance companies exclude all medical conditions - but we differ.

If neither you, nor your relatives, nor anyone travelling with you, have any medical conditions then there is obviously no problem. Just obtain the quote and buy online. We will send you the full policy / schedule electronically and the schedule the next business day at the latest.

If you have minor medical conditions then we aim to make life easy. Beside each quote is the contact details of the medical screening line appropriate to the policy. All you have to do is to contact them and obtain terms - once you've found the best terms then you can buy the policy.

However many people over 65 want to travel who have serious medical conditions. If the nature of the medical conditions are such that you find travel insurance almost impossible to obtain then we can help. When you go to our quotation system, select the <serious medical condition> option and a link will open. This policy will accept 98% of all medical conditions - the main exclusions being a terminal prognosis for less than 6 months, travelling against advice/ to receive treatment. The policy can even cover you if you are wanting treatment.

Click here for quotes if you have serious medical conditions/ terminal prognosis.

(And if you would wish for an impaired life insurance quote try here)

Policy Limits

If you want to cover only a single trip then we have no effective age limit. In practice we can cover trips up to 120 days unless you are aged 110. If you are under 100 then much longer trips can be covered (but the premium will be expensive if you are travelling a long time and have medical conditions - unsurprisingly)

If you want an annual trip then we can offer cover for you up to the age of 85. Again if you are very old the maximum numbers of days we can cover per trip will be limited - to 31, however the younger person can obtain cover up to 60 days without any problem.

Other Policies

Although you may have been looking at one specific type of policy, (travel insurance for over 65) you may like to know that we offer a full range of policies to meet the demands and needs of most people in the UK. Examples Include.

May we remind you that you have a duty to disclose all material facts when applying for an insurance policy, at renewal or when they change. Failure to disclose a material fact can result in an insurance policy not protecting you should you have to make a claim. If you are in doubt whether a fact is material for insurance then you should contact us.

Our main index