Travel Insurance : 65 and over

When you reach 65, travel insurance becomes more expensive. The good news is that we offer cheap travel insurance over 65 for people in the UK at any age. There are some limits, travel insurance on an annual basis is only available up to 84 (31 days a trip). Travel insurance for single trips is available at any age up to 154 days.

As a broker, we have several travel insurance companies that can quote. Our quotation system compares these travel insurance policies and, provides some helpful guidance as to the suitability of each. Naturally each travel insurance contract comes with its own policy summary so you can compare cover and find the best travel insurance to meet your demands and needs.

Our travel insurance for people 65 and over

Are the over 65 and elderly denied cheap insurance?

When you get older, many travel insurance companies do not want to know you. This is especially true for many of the Direct Insurance companies who only want the young not those more than a certain age.

WE can offer travel insurance as we are an insurance broker. We have access to a range of companies and we have gone to great lengths to find the best. (Actually we offer a full range of products so you can obtain quotes for single and annual policies, long stay, winter sports, GAP years or whatever.) If you call us we even offer travel insurance for a cruise.

Premiums depend largely where you want to go. For instance travel to Europe is cheaper than travel to Australia then worldwide travel and the most expensive travel insurance is America and Caribbean

 Insurance cover for Medical Conditions

As you get older e.g. 70, 75, 80 etc and need travel insurance there is an increasing likelihood that you will need insurance for pre-existing medical conditions. Many internet-based travel insurance companies exclude the elderly and all medical conditions - but we differ.

If neither you, nor your relatives, nor anyone traveling with you needing travel insurance, have any medical conditions then there is obviously no problem. Just obtain the insurance quote and buy online. We will send you the full policy / schedule electronically and the schedule the next business day at the latest.

If you have minor medical conditions then we aim to make life easy. Beside each insurance quote is the contact details of the medical screening line appropriate to the policy. All you have to do is to contact them and obtain terms - once you've found the best terms then you can buy the policy.

However many people want to travel who have serious medical conditions. If the nature of the medical conditions are such that you find travel insurance almost impossible to obtain then we can help. When you go to our quotation system, select the <serious medical condition> option and a link will open. This insurance policy will accept 98% of all medical conditions - the main exclusions being a terminal prognosis for less than 6 months, traveling against advice/ to receive treatment. The policy can even cover you if you are wanting treatment.

Click here for travel insurance quotes if you have a terminal prognosis.

(And if you would wish an insurance quote for an impaired life try here)

Sections of a travel insurance policy

A travel insurance policy has many sections: 

• abandonment section of travel insurance policy, 

• travel cancellation section of travel insurance policy - normally £5,000 - less for long stay or backpackers 

• travel curtailment section of the travel insurance policy, 

• delayed travel baggage section of travel insurance policy, 

• medical expenses and travel insurance - very important - cover usually £5,000,000, 

• delay and travel insurance benefits 

• personal accident travel insurance benefits, 

• travel insurance and personal money

• travel insurance for your personal possessions.

Maximum length of trips available on our insurance

If you want to cover only a single trip then we have no effective age limit. (99) (but the premium will be expensive if you are traveling a long time and have medical conditions - unsurprisingly)

If you want an annual trip then we offer cheap travel insurance cover for you up to the age of 85. Again the maximum numbers of days we can cover per trip will be limited - to 31, however the younger person can obtain cover up to 60 days without any problem.

Other Policies

Although you may have been looking at one specific type of policy, you may like to know that we offer a full range of policies to meet the demands and needs of most people in the UK. Examples Include.

• For cheap motor insurance - including breakdown, warranty and GAP. At renewal all qualifying customers are offered the option of a policy at the same quote with FREE legal expenses cover and free breakdown cover.

• Home insurance- including pet insurance and caravan. Also available is cover for buy to let or landlords and unoccupied property.

• Mortgage protection insurance - despite its bad name, this sort of policy is indispensable if you are buying you house through a mortgage. We offer a range of policies, (not suitable for the retired but you may have friends) the most competitive can be found at the mortgage protection site of our website - but please call us if you have any queries.

May we remind you that you have a duty to disclose all material facts when applying for a policy, at renewal or when they change. Failure to disclose a material fact can result in a policy not protecting you should you have to make a claim. If you are in doubt whether a fact is material then you should contact us. We are only too pleased to assist and you'll find our staff helpful and anxious to please.

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Cheap Travel Insurance | Annual Travel Insurance up to 90 days a trip | Travel Insurance over 65 for the elderly including over 70, over 75 or over 80 | Long Stay Travel Insurance | Backpacker Travel Insurance for students or gap year | Travel Insurance quotation system