Even when 65 and over, we can provide travel insurance. To us, 65 is
young! As a senior citizen, on reaching 65 you wish to enjoy your leisure and travel.
However you find that travel insurance has become more expensive and many insurance
companies do not want to provide travel insurance when you reach 65.
We, however can offer over 65 travel insurance for virtually anyone. Our online
travel insurance quotation system offers a range of travel insurance policies for the older person
over 70, over 65, over 80, over 85 needing travel insurance and many of our policies can quote for people
with medical conditions. This is why you should obtain a quote here:
Travel
insurance - cheap over 65 quotes available with no real upper age limit
(110 actually)
Are the over 65 and elderly denied cheap insurance?
When you get older, many travel
insurance companies do not want to know you. This is especially true for many of the Direct Insurance
companies who only want the young not those more than a certain age.
WE can offer travel
insurance as we are an insurance broker. We have access to a range of companies and we have
gone to great lengths to find the best.
(Actually we offer a full range of products so you can obtain quotes for
single and annual policies, long stay, winter sports, GAP years or
whatever.) If you call us we even offer travel insurance for a cruise.
Premiums depend largely where you want to
go. For instance travel to Europe is cheaper
than travel to Australia then worldwide
travel and the most expensive travel insurance
is America and Caribbean
Insurance cover for Medical Conditions
As you get older e.g. 70, 75, 80
etc and need travel insurance there is an increasing likelihood that you will need insurance
for pre-existing medical conditions. Many internet-based travel
insurance companies exclude the elderly and all medical conditions - but we differ.
If neither you, nor your relatives, nor
anyone traveling with you needing travel insurance, have any medical conditions then there is
obviously no problem. Just obtain the insurance quote and buy online. We will send
you the full policy / schedule electronically and the schedule the next
business day at the latest.
If you have minor medical conditions then we aim to make life easy. Beside each
insurance quote is the contact details of the
medical screening line appropriate to the policy. All you have to do is to
contact them and obtain terms - once you've found the best terms then you
can buy the policy.
However many people want to travel who have
serious medical conditions. If the nature of the medical conditions are
such that you find travel insurance almost impossible to obtain then we
can help. When you go to our quotation system, select the <serious
medical condition> option and a link will open. This insurance policy will accept
98% of all medical conditions - the main exclusions being a terminal
prognosis for less than 6 months, traveling against advice/ to receive
treatment. The policy can even cover you if you are wanting treatment.
Click
here for travel insurance quotes if you have a terminal
prognosis.
(And
if you would wish an insurance quote for an impaired life try here)
Sections of a travel insurance policy
A travel insurance policy has many
sections: abandonment, travel
cancellation, travel curtailment,
delayed travel baggage, medical expenses, delay,
personal accident, personal
money and insurance for
your personal possessions.
Maximum length of trips available on our insurance
If you want to cover only a single trip
then we have no effective age limit. (99) (but the premium will be expensive if you are traveling
a long time and have medical conditions - unsurprisingly)
If you want an annual trip then we offer cheap travel insurance cover for you up to the age of 85. Again the
maximum numbers of days we can cover per trip will be limited - to 31,
however the younger person can obtain cover up to 60 days without any
problem.
Other Policies
Although you may have been looking at one
specific type of policy, you may like to know that we offer a full range
of policies to meet the demands and needs of most people in the UK.
Examples Include.
May we remind you that you have a duty to
disclose all material facts when applying for a policy, at
renewal or when they change. Failure to disclose a material fact can
result in a policy not protecting you should you have to make a claim. If
you are in doubt whether a fact is material then you should contact us.
Our main index | policy
page
B. Portwood and Company are insurance
brokers so we can advise on a range of cheap policies, long stay, or annual. Please call us on
0844 8262617 or, if you get no reply, our Gateshead office on 0844 8262618
if you need help. The policies discussed above would
probably be suitable to meet the demands and needs of the elderly needing
cover on journeys or people with
medical conditions.