Cheap over 75 holiday insurance, including medical conditions.
We offer holiday insurance for people over 65. Our online quotation system offers a range of policies and many of our policies can quote for people with medical conditions. This is why you should obtain a quote here:
The increasing cost for the elderly
When you are over 75, many insurance companies do not want to know you this is especially true for many the Direct Insurance companies who only want the younger, fitter person.
However we are an Insurance Broker - this means that we have access to a range of insurance companies and we have gone to great lengths to find the best ones for holiday insurance. (Actually we offer a full range of products so you can obtain quotes for single and annual policies, long stay, winter sports, GAP years or whatever.)
Cover for Medical Conditions
As you get older you are more likely to suffer from pre-existing medical conditions. Many internet-based travel insurance companies exclude all medical conditions - but we differ.
If neither you, nor your relatives, nor anyone traveling , have any medical conditions then there is obviously no problem. Just obtain the quote and buy online. We will send you the full policy / schedule electronically and the schedule the next business day.
If you have minor medical conditions then you can contact an appropriate medical screening line. All you have to do is to contact them and obtain terms - once you've found the best terms then you can buy the policy.
However many people over 75 want to travel who have serious medical conditions. If the nature of the medical conditions are such that you find travel insurance almost impossible to obtain then we can help. When you go to our quotation system, select the <serious medical condition> option and a link will open. This policy will accept 98% of all medical conditions - the main exclusions being a terminal prognosis for less than 6 months, travelling against advice/ to receive treatment. The policy can even cover you if you are wanting treatment.
If you want to cover only a single trip then we have no effective age limit. In practice even if you are over 75 we can cover trips up to 120 days unless you are aged 110. If you are under 100 then much longer trips can be covered (but the premium will be expensive if you are travelling a long time and have medical conditions - unsurprisingly)
If you want an annual trip then we can offer cover for you up to the age of 85. Again the maximum numbers of days we can cover per trip will be limited - to 31, however the younger person can obtain cover up to 60 days without any problem.
Although you may have been looking at one specific type of policy, (over 75 travel insurance) you may like to know that we offer a full range of policies to meet the demands and needs of most people in the UK. Examples Include.
May we remind you that you have a duty to disclose all material facts when applying for an insurance policy, at renewal or when they change. Failure to disclose a material fact can result in an insurance policy not protecting you should you have to make a claim. If you are in doubt whether a fact is material for insurance then you should contact us.
B. Portwood and Company are insurance brokers so we can advise on a range of holiday insurance policies, long stay, or annual policies. Please call us on 0844 8262617 if you need help. The travel insurance policies discussed above would probably be suitable to meet the demands and needs of the elderly (over 65) needing travel insurance or people with medical conditions.