The Travel Insurance Policy
Personal Possessions
- An excess will apply
- See below for additional comments
- Cover is NOT 'New For Old' - a deduction will in most cases be made for wear and tear
- There will be a LOW level of cover for Valuables (typically £100 - £200) and for any SINGLE article limit
- We thus usually recommend that expensive items such as valuables be insured under a house contents policy under the all-risks section.
- Theft of unattended articles is often excluded - unless force is used to break into a room - so be vigilant at airports.
- Many policies require notification to the police within 24 hours of discovery of loss - even if there is no chance of recovery.
Back to our review of the contents of a typical travel insurance policy