Backpacker Travel Insurance
Our travel insurance policies are available for students in
their gap year
A backpacker insurance is one that provides cheap
travel insurance for young people. Students
in their gap year who travel need backpacker insurance. e.g. if traveling to America, Australia or the
Far East
We offer a range of
cheap backpacker travel insurance. Students want to go backpacking on their gap year. Our long stay rates are very
cheap for
any age. As a broker, we aim to help you. Our aim is to help backpacker find the best policy
for their travel.
Insurance Cover
Backpacker travel insurance is long
stay travel insurance with less cover. Since hotel and youth hostel costs are not booked in advance, cancellation cover
limits are less for long stay insurance e.g. from £5,000 to £1,000. For the backpacker
- almost certainly resting in youth hostels and similar this insurance is removed. Indeed
luggage and personal effects cover (again reduced under a long stay policy) are often left out
for a backpacker policy. Traveling light is the motto. The only sections of insurance
cover really needed for a backpacker are: medical expenses. The limit is usually £1,000,000.
Also small
amount of personal possessions insurance. Also cover for loss of passport is usually
included.
Insurance for Hazardous and dangerous activities
You are young, full of energy and off to see the world in your
gap year before getting your degree. You may try some new and risky activities. Examples could
vary from scuba diving to bungee jumping or
zorbing. Almost certainly you intend to spend some time earning money by working in casual
labour - bar work or picking fruit. You may be injured. Our travel insurance policies
cover a wide range of activities. Extra cover can be purchased for the more extreme. (Work
is usually covered providing non manual. Some policies will cover the jobs mentioned above
as long as there is no machinery in use) Our insurance quote system allows you to view
policies before point of sale. If you need help please call us..
Return Home
This is mentioned on our quote system. Many insurance policies will run out when you return to good old blighty - even if you have
bought a longer period. If
you do intend to come home check that the policy allows you a couple of return visits. If you
are in doubt please ask.
European Area
This varies from company to company but generally Europe = Albania, Andorra, Armenia,
Austria, Azerbaijan, Belgium, Belarus, Bosnia-Herzegivina, Bulgariam Croatia. Cyprus, Czech Republic, Denmark (Inc Faeroe Islands), Egypt,
Estonia, Finland, France (Inc Corsica), Georgia, Germany, Gibralter,
Greece (Inc Islands), Hungary, Iceland, Ireland, Italy (Inc Aeolian
islands, Sardinia, Sicily), Latvia, Liechtenstein, Lithuania, Luxembourg.
Macedonia, Malta, Moldova, Monaco, Morocco, Netherlands, Norway (Inc Jan Mayen, Svalbard Islands), Poland, Portugal (Including Azores, Madeira
Islands), Romania, Russia (European), San Marino, Serbia/ Montenegro
(Including Kosovo), Slovakia, Slovenia. Spain (including Balearic Islands,
Canary Islands), Sweden, Switzerland, Tunisia, Turkey, Ukraine, Vatican
City and the UK.
Worldwide (EX USA) Area
This includes anywhere in the world other than the United
States of America, Canada and, maybe, the Caribbean and Mexico. With some
backpacker insurance you may stop over in the USA etc for a short period.
Excess on your insurance
The insurance excess is the amount you have to pay towards each
claim you may make. We would advise you to choose a backpacker insurance with a low excess.
Your funds may be low and having to pay the hospital £300 (e.g. in local
currency) will make a large dent in them. The results page on our system will show you the
usual excess. You can make sure you won't break the bank as well as your leg!
We also suggest you decide whether
insurance for medical treatment after a terrorist attack is required. If you are going to the
middle or far east then there is a much higher chance that you
could be affected. (We hope, of course that it won't happen and you
enjoy your gap year traveling.)
Finally - we hope you are and remain
healthy for your travel. If you do have any pre existing illnesses then you must check with the
insurer to ensure that they will be
covered. Contact details are provided with each quote to help you.
If you do have any queries about our insurance travel policies, however, please
call us. Our staff are only too pleased to advise
you on the correct policy you should have. Our contact number is 0844 8262617.
We offer low cost, cheap travel insurance see
our travel insurance main page. We also quote for over 65, 70,75 or 80 travel insurance see
our travel insurance for the over
65 or over 70, over 75
and the elderly. You can find our prices for cheap travel insurance on our travel
insurance quotation
system and buy online if you want. Annual travel insurance - we
offer annual travel insurance for individuals and familes going to Europe, Worldwide or
America/ Canada - up to the age of 85. Information is available on Australia (Australia
Travel Insurance) America (America travel insurance),
Worldwide (worldwide travel insurance) and Europe (Europe
travel insurance)
We also offer other insurance - for buy to let insurance. See
out buy to let insurance main page (for landlords), where you can obtain online
quotes.
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