Travel insurance policies

Travel insurance and medical conditions.

As travel insurance is mainly medical cover, patients with medical conditions must be careful when applying as they are often excluded. Policies almost always exclude ALL cover if the traveller has a terminal prognosis or awaiting treatment.

B. Portwood are specialists in travel insurance and have experience in providing cover for patients with medical conditions.

If you need travel insurance and have no medical conditions, our standard policies are cheap and provide good cover.

If travel insurance is required for minor medical conditions, we provide easy access to medical screening lines for the policies so that you can get confirmation that medical conditions can be covered.

For more serious medical conditions (strokes, heart complaints, angina etc) especially for the elderly, quotes are available with immediate underwriting and acceptance criteria and purchase online.

Online Travel Insurance for minor medical conditions - instant quotes

Travel Insurance for very serious medical conditions with a terminal prognosis
(The terminal prognosis must be for at least 6 months after the RETURN).

Travel Insurance for patients with active cancer (including terminal): request callback.

Below is an example medical declaration

The Declaration (Fortis Insurance Policy) - other policies have different medical conditions requirements.

Nobody:

• is waiting for an operation, hospital consultation (other than for regular check ups), or other hospital treatment or investigations
• has received treatment, other than regular medication, in the last 12 months for:-
  • any blood disorder
  • Dialysis treatment
  • Any form of cancer, leukaemia or tumour
  • any psychiatric illness
  • a transplant
  • dementia
• diagnosed as HIV positive has required treatment for HIV or any HIV related illness
• has any breathing or heart problems which has needed hospital treatment in the last 12 months
• has been seen by a specialist in the last three months (other than for regular check ups) or been admitted to hospital overnight
• nobody has been given a terminal prognosis by a registered doctor
• I do not know of any reason (medical or otherwise) why the trip is likely to be cut short

1. If you or anyone travelling with you cannot agree with this declaration when you take out the insurance ring 08701 222038 quoting reference KC2. If you cannot contact them immediately you must do so within 14 days and before you travel.
2. If there is a change in edical cndition after you take out the insurance but before you travel you must contact the number above. They will advise if cover can continue. If cover can't continue you will be able to claim for the cost of cancellation

For annual multi-trip travel insurance cover, if you have medicl condtions, you must agree with this declaration each time you book a trip.

For a close relative or business associate, or anyone else who is not an insured person and whose health may affect the trip.

If at the time of taking out this travel insurance (or booking the trip if later) they had madical conditons for which they were:-

• were receiving medical treatment at hospital
• were waiting for a hospital consultation or treatment
• Had been given a terminal prognosis , or been told that their condition is likely to get worse in the next 12 months

Cover will not be provided for any problem which has anything to do with those medcal conditons.

98% of medical conditions can be covered - so why not get a free quotation? Quotes available for any age (over 65 a speciality)

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