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Travel insurance and medical conditions cover

Travel insurance policies

 Travel insurance and medical conditions.

As travel insurance is mainly medical cover, people with medical conditions must be careful when applying as they are often excluded. Policies almost always exclude ALL cover if the traveller has a terminal prognosis or awaiting treatment.

B. Portwood are specialists in travel insurance and have experience in providing cover for people with medical conditions.

If you need travel insurance and have no medical conditions, our standard policies are cheap and provide good cover.

If travel insurance is required for minor medical conditions, we provide easy access to medical screening lines for the policies so that you can get confirmation that medical conditions can be covered.

For more serious medical conditions (strokes, cancer, heart complaints, angina etc) especially for the elderly, quotes are available with immediate underwriting and acceptance criteria and purchase online.

Online Travel Insurance for medical conditions - instant quotes

Travel Insurance for medical conditions with a terminal prognosis
(The terminal prognosis must be for at least 6 months after the RETURN).

The Declaration (Fortis Insurance Policy) - other policies have different medical conditions requirements.

Nobody:

is waiting for an operation, hospital consultation (other than for regular check ups), or other hospital treatment or investigations
has received treatment, other than regular medication, in the last 12 months for:-
any blood disorder
Dialysis treatment
Any form of cancer, leukaemia or tumour
any psychiatric illness
a transplant
dementia
diagnosed as HIV positive has required treatment for HIV or any HIV related illness
has any breathing or heart problems which has needed hospital treatment in the last 12 months
has been seen by a specialist in the last three months (other than for regular check ups) or been admitted to hospital overnight
nobody has been given a terminal prognosis by a registered doctor
I do not know of any reason (medical or otherwise) why the trip is likely to be cut short
  1. If you or anyone travelling with you cannot agree with this declaration when you take out the insurance ring 08701 222038 quoting reference KC2. If you cannot contact them immediately you must do so within 14 days and before you travel.
  2. If there is a change in edical cndition after you take out the insurance but before you travel you must contact the number above. They will advise if cover can continue. If cover can't continue you will be able to claim for the cost of cancellation

For annual multi-trip travel insurance cover, if you have medicl condtions, you must agree with this declaration each time you book a trip.

For a close relative or business associate, or anyone else who is not an insured person and whose health may affect the trip.

If at the time of taking out this travel insurance (or booking the trip if later) they had madical conditons for which they were:-

were receiving medical treatment at hospital
were waiting for a hospital consultation or treatment
Had been given a terminal prognosis , or been told that their condition is likely to get worse in the next 12 months

Cover will not be provided for any problem which has anything to do with those medcal conditons.

98% of medical conditions can be covered - so why not get a free quotation? Quotes available for any age

If you are over 65 and need travel insurance look at our over 65 travel insurance page

If you want cheap travel insurance look at our cheap travel insurance page

 

travel insurance medical conditions
If you  want to discuss travel insurance and need further help then please contact us on 0870 0345503 or, if you get no reply, our Gateshead office on 0870 0345502. Our experienced staff are only too willing to assist.

elderly with medical conditions