Worldwide Travel Insurance

Definition of 'Worldwide'

When it comes to 'worldwide', in travel insurance it doesn't mean what you may think!

There are two options for worldwide travel insurance!

1. 'Worldwide Excluding America' - which may extend to not covering Canada and The Caribbean

2. 'Worldwide Including America' - which extends to covering the New World

Please note that even if you select option 2, the travel insurance policy will not usually cover you if you are traveling against FCO advice, if you are traveling for medical treatment or have a terminal prognosis. It is cheaper if you can select option 1.

Worldwide travel insurance - quote and buy.

Do I need 'worldwide cover' if I am going to Australia?

Travel insurance for Australia is cheaper than worldwide travel insurance - but you may be intending to stop over en route for a few days. Does this affect the premium?

The answer is: it might. Many long stay travel insurance policies specifically allow several days (up to 7 depending on the policy. Information on our backpacker travel insurance page gives a list of the policies we offer and the facilities for stopping over.

What Age Limits are there for worldwide travel insurance

We are very flexible for our worldwide travel insurance. The maximum length you can travel depends on your age.

• Under the age of 65 the maximum length is 18 months

• Over 65 up to 69 the maximum length is 18 months

• Over 70 up to 75 the maximum length is 5 months

• Over 75 up to 85 the maximum length is 5 months

• Up to the age of 85 the maximum length is 5 months

• Over 85 the maximum length is 3 months

(The ages have been separated as these limits may vary in the future.)

What if I intend traveling more than once a year?

We offer annual worldwide travel insurance up to the age of 85. In fact we have several policies so for the younger person the maximum days per trip can exceed 90 - but for the elderly the limit is 30 days a trip.

What if I have medical conditions?

No problem! We have travel insurance policies that cover a wide range of pre-existing medical conditions. Some conditions will be covered automatically - others have a medical screening line and yet others offer full on-line screening, with a purchase option. Full details on how to obtain cover for medical conditions is provided in the results page on the quotation system. 

To obtain your worldwide travel insurance quote use the link above.

If you need any help, we recommend that you call us on 0844 8262617 or, if you get no reply, our Gateshead office on 0844 8262618 so we can discuss your requirements and provide a quotation for your worldwide travel insurance.