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Travel Insurance |
UK Travel Insurance Information
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Travel Insurance |
UK Travel Insurance Information
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Covers that a travel insurance policy might contain |
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| Section | Description | Typical Value | Comments |
| Cancellation | Pays out the amount that a travel agent might retain should you have to cancel your trip close to the departure date | £1,000 - £5,000 per person |
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| Curtailment | Pays out if you have to cut your trip short | Same as cancellation |
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| Delay | Extra costs should your departure be delayed from the airport due to many reasons | £20 after 12 hrs - £10.00 after each 12 hours thereafter to £100 |
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| Abandonment | pays out if you decide to abandon your holiday after been stuck in the airport due to a delayed departure. | £1,000 - £5,000 per person |
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| Medical Expenses | Pays out or reimburses hospital or medical expenses occurred abroad | £2,000,000 - £10,000,000 |
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| Personal Accident | Pays out a fixed amount if the person is injured or dies due to an accident on the holiday | £10,000 - £25,000 |
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| Personal Liability | Pays out for claims made against travellers whilst on holiday for their actions | £2,000,000 - £5,000,000 |
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| Legal Expenses | Will cover the cost of making a claim against someone who caused injury or death to the family on holiday. | £10,000 - £50,000 |
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| Missed Departure | Covers the additional costs for the family to get to their destination if they miss their flight, | £1,000 - £5,000 |
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| Personal Possessions | Covers the baggage and possessions taken on the trip | £1,250 - £3,000 |
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Probably more information is
needed about personal possessions cover and ignorance is found than any
other section of a family holiday travel insurance policy.
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| Delayed Baggage | Tthe cost of emergency purchases if your baggage ends up at a different location | £100 - £200 |
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| Personal Money | Covers loss of money - including travellers cheques | £250 - £1000 |
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| Passport | Costs incurred in obtaining a replacement passport if the original one is stolen | £200 - £500 |
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| Hospital Benefit | A small daily allowance if you are hospitalised abroad | £10 per day to £1,000 |
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| Mugging | A fixed amount if you are unfortunate to be mugged (robbery with violence) | £100.00 | |
| Hijack | Pays a daily amount if your plane is hijacked! | £50 per day | |
| Catastrophe | An amount to cover relocation if your accommodation is rendered uninhabitable | ||
| Domestic Pets | Pays additional costs if your return is delayed, to cover cattery/ boarding expenses | ||
Ski travel insurance Cover
| Benefit | Comments on benefits paid |
| Sports Equipment | Pays an amount if your own equipment is stolen |
| Hired Equipment | Pays an amount to cover hired equipment |
| Piste Closure | Pays a daily amount if the piste is closed - to get you to another piste |
| Avalanche | Pays a daily amount if access to the runs are closed due to avalanche |
You should always be aware of which winter sports the policy covers! Many policies that are not specialist winter sports policies may not cover some of the more dangerous activities such as : off-piste, tobogganing, sledding, solo skiing, ski jumping, ice skating, competitions, snowboarding, heli ski-ing. Always tell us, or your broker your specific demands and needs for winter sports. You will be glad you did should you need to claim on your policy
B. Portwood & Co Ltd are authorised and regulated by the Financial Services Authority for the arrangement and administration of non-investment insurance contracts - you may check this by looking at their website http://www.fsa.gov.uk/firmcheckservice/index.html
If you are a UK resident, please call us on 0870 0669295 for advice for a range of cheap travel insurance policies covering single trip insurance, annual or multi trip insurance and backpacker insurance. We will make a personal recommendation for your demands and needs - or complete the contact form.
