travel insurance health problems

medical conditions

Travel insurance for people with medical conditions/ health problems

Travel insurance policies

 Even if you have a range of medical conditions, you are acceptable for this travel insurance policy (which has options for annual travel insurance, winter sports, golf, wedding and business cover - and car breakdown cover in europe) at normal terms providing you can confirm the following declaration. Even if you can't you can still refer your medical conditions to a screening line to obtain terms. These rates are competitive in themselves, the policy has a low excess (£35.00 which can be deleted!) and the product is suitable for virtually any age for travel up to 90 days. The annual policy is suitable providing trips do not exceed 30 days. (For annual policies you must be able to accept the declaration each time you arrange a trip)

Travel Insurance for people with medical conditions (over 65 a speciality 
Age limits: 85 Annual, 110 Single
Length of trip: 1 Year under 100, 120 days 100 or over
Countries: Worldwide providing not travelling against FCO advice

Travel Insurance for medical conditions with a terminal prognosis
(The terminal prognosis must be for at least 6 months after the RETURN).

The Declaration (This is a sample one for Fortis - other insurers have different criteria)

Nobody is waiting for an operation, hospital consultation (other than for reaulr check ups), or other hospital treatment or investigations
Nobody has received treatment,for:-
any blood disorder
Dialysis treatment
Any form of cancer, leukaemia or tumour
any psychiatric illness
a transplant
dementia
Nobody, diagnose as HIV positive has required treatment for HIV or any HIV related illness
Nobody has any breathing or heart problems which has needed hospital treatment in the last 12 months
Nobody has been seen by a specialist in the last three months (other than for regular check ups) or been admitted to hospital overnight
nobody has been given a terminal prognosis by a registered doctor
I do not know of any reason (medical or otherwise) why the trip is likely to be cut short
  1. If you or anyone travelling with you cannot agree with this declaration when you take out hte insurance ring 08701 222038 quoting reference KC2. If you cannot contact them immediately you must do so within 14 days and before you travel.
  2. If there is a change in medical condition after you take out the insurance but before you travel you must contact the number above. They will advise if cover can continue. If cover can't continue you will be able to claim for the cost of cancellation

For annual multi-trip cover you must agree with this declaration each time you book a trip.

For a close relative or business associate, or anyone else who is not an insured person and whose health may affect the trip.

If at the time of taking out this insurance (or booking the trip if later) they had a medical condition for which they were:-

were receiving medical treatment at hospital
were waiting for a hospital consultation or treatment
Had been given a terminal prognosis , or been told that their condition is likely to get worse in the next 12 months

Cover will not be provided for any problem which has anything to do with that medical condition

If you want this policy then you will have to obtain an online quote and select 'Fortis' as the insurer

Rates for travel insurance for people with medical conditions | Very short summary of benefits

travel insurance 65 70 75 80 90

landlords insurance