Our default travel insurance policy

Our default cheap travel insurance policy

In order for you to qualify for these rates, you must be able to confirm the declaration shown on this page

Annual Travel Insurance (rates for under 65s unless shown)

Cheap travel insurance quotes are now available online

To obtain your cheap travel insurance policy use our online travel insurance quotation system

Europe Only

Worldwide

No winter Sports

Days/Trip	31	45	60
One Person under 50	£37.00	£46.25	£55.50
One Person 50 - 64	£52.20	£65.25	£78.30
Couple both under 50	£59.50	£74.40	£89.25
Couple Up to 64	£84.00	£105.00	£126.00
Family parents under 50	£77.80	£97.25	£116.70
Family parents up to 64	£109.80	£137.25	£164.70

Days/Trip	31	45	60
One Person under 50	£57.80	£72.25	£86.70
One Person 50 - 64	£81.60	£102.00	£122.40
Couple both under 50	£86.70	£108.40	£130.05
Couple Up to 64	£122.40	£153.00	£183.60
Family parents under 50	£106.65	£133.30	£160.00
Family parents up to 64	£150.60	£188.25	£225.90

Winter Sports

Days/Trip	31	45	60
One Person under 50	£49.30	£61.65	£73.95
One Person 50 - 64	£69.60	£87.00	£104.40
Couple both under 50	£73.95	£92.45	£110.95
Couple Up to 64	£104.40	£130.50	£156.60
Family parents under 50	£93.50	£116.90	£140.25
Family parents up to 64	£132.00	£165.00	£198.00

Days/Trip	31	45	60
One Person under 50	£65.40	£81.75	£98.10
One Person 50 - 64	£92.30	£115.40	£138.45
Couple both under 50	£107.10	£133.90	£160.65
Couple Up to 64	£151.20	£189.00	£226.80
Family parents under 50	£138.55	£173.20	£207.85
Family parents up to 64	£195.60	£244.50	£293.40

Note about rates

Rates include insurance premium tax.
Includes baggage cover (deduct 15% to exclude this cover)
Family = proposer, spouse and all children aged under 18
Maximum days / trip : 31
Winter sports : 17 days cover provided
Golf equipment : £15.00 per person
Business Equipment: £21.00 per person
Excess for medical treatment (only £35.00!) does not apply if secured via an EHIC

We are able to offer Annual travel insurance quotes if you require longer periods away or older, but with a different insurance company with different medical underwriting.

Europe = "Europe, the Channel Islands, The Republic of Ireland, Madeira, the Canary Islands, Syria, Turkey, Tunisia, Egypt, Israel, all countries bordering the Mediterranean Sea"

Also includes trips in the UK providing for at least 2 nights pre-paid accommodation (you must pay for the accommodation so trips to family homes etc would not be covered)

Couple/family policies allow ADULTS to travel at different times. A child may travel WITHOUT the adults providing they are travelling WITH and under the supervision of an adult for the LENGTH of the trip. This means that e.g. travel under school trips or with grandparents would be covered BUT not if the child is travelling and is under e.g. the care of the airline for part of the trip

Short stay travel insurance - for periods up to 6 months (1 month for over 65s)

This is the same insurance policy so the same terms, conditions and declaration apply.

To make life easier, we are tabulating rates, rather than providing a quotation system. If you need help to check the premium is correct please contact us on 0870 7456247 or, if you get no reply, our Gateshead office on 0870 0669295.

Rating areas

UK    : England, Scotland, Wales, Northern Ireland + Isle of Man
EU    : "Europe, the Channel Islands, The Republic of Ireland, Madeira, the Canary Islands, Syria, Turkey, Tunisia, Egypt, Israel, all countries bordering the Mediterranean Sea"
XU    : Worldwide EXCLUDING United States of America, Canada and Caribbean
WW : Worldwide

UK area

Length of trip	5	10	17	23	31	extra week or part
Single person under 50	£4.60	£5.20	£6.40	£7.20	£7.95	£1.45
Single Person Aged 50 - 64	£6.50	£7.35	£9.00	£10.15	£11.20	£2.10
Single Person Aged 65 - 79	£10.80	£12.30	£15.00	£16.90	£18.70	N/A
Family - Both under 50	£10.35	£11.70	£14.40	£16.20	£17.89	£3.26
Family - one or both 50-64	£14.63	£16.54	£20.25	£22.84	£25.20	£4.73

EU Area

Length of trip	5	10	17	23	31	extra week or part
Single person under 50	£11.40	£13.00	£15.90	£20.25	£26.30	£5.75
Single Person Aged 50 - 64	£16.15	£18.35	£22.45	£28.60	£37.15	£8.15
Single Person Aged 65 - 79	£40.30	£45.85	£56.05	£71.50	£92.95	N/A
Family - Both under 50	£25.65	£29.25	£35.78	£45.56	£59.18	£12.94
Family - one or both 50-64	£36.34	£41.29	£50.51	£64.35	£83.59	£18.34

XU Area

Length of trip	5	10	17	23	31	extra week or part
Single person under 50	£25.05	£30.15	£36.50	£45.45	£57.65	£11.85
Single Person Aged 50 - 64	£35.35	£42.55	£51.55	£64.15	£81.45	£16.75
Single Person Aged 65 - 79	£103.20	£124.20	£150.45	£187.20	£237.60	N/A
Family - Both under 50	£56.36	£67.84	£82.13	£102.26	£129.71	£26.66
Family - one or both 50-64	£79.54	£95.74	£115.99	£144.34	£183.26	£37.69

WW Area

Length of trip	5	10	17	23	31	extra week or part
Single person under 50	£31.35	£37.25	£43.90	£55.95	£67.70	£13.25
Single Person Aged 50 - 64	£44.30	£52.60	£62.00	£79.00	£95.55	£18.70
Single Person Aged 65 - 79	£129.20	£153.45	£180.80	£230.45	£278.75	N/A
Family - Both under 50	£70.54	£83.81	£98.78	£125.89	£152.33	£29.81
Family - one or both 50-64	£99.68	£118.35	£139.50	£177.75	£214.99	£42.08

Special Policy Features

The Excess can be deleted for £7.20 (individual), £10.50 for 65s and over, £3.85 for each child or £17.25 for a family
A 15% discount is available for deleting baggage
Winter sports - double premiums
Business equipment can be covered for £8.70 per person
Golf equipment can be covered for £10.00 per person
Wedding cover is available (rings/ attire/ photographs + video) for £10.50 per person

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