What is a subsidised let?

For landlords insurance, we define a subsidised let as property let to an individual or family where the rental agreement is for a period of at least 6 months, the agreement is directly with the tenant but part of the rent is paid by the DSS due to low income or unemployment. This could be through the Universal Credit system.

Policies normally offer the options of covering:-

• The buildings

• Landlords contents (NOT those of tenants!)

• Property owners liability

and some contracts may be extended to include accidental damage to the buildings and employers liability. We offer quotes for landlords of subsidised lets and online quotes for all types of let/ unoccupied property.

Maximum buildings sum insured £1,000,000 Maximum contents sum insured £150,000 Higher sums on request

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