What you make, how you make it and where it goes all matter to a manufacturing quotation. Our team can review your existing insurance and discuss appropriate commercial markets for the activities and protection you need.
Established 1963 · Independent brokers · FCA firm reference 300694
Set out raw materials, machinery, heat processes, finishing, packaging and waste handling. Include outsourced work, subcontractors, construction and fire protection. Changes in processes or materials need to be explained when arranging or reviewing cover.
Identify critical equipment, replacement values and likely repair or replacement lead times. Equipment breakdown cover and statutory inspection services are different arrangements; neither should be assumed from a property quotation alone.
Explain the end use of your products, who buys them, exports and any design or specification responsibility. Products liability, professional indemnity, product recall and other specialist covers address different risks and need their own assessment.
Discuss how an insured loss could affect production, alternative capacity and customer contracts. Business interruption definitions and the maximum indemnity period should reflect the recovery being insured, subject to the agreed triggers and wording.
Do not assume that it does. Recall costs, replacing your own defective products and liability for damage caused by products are different exposures. Describe the products, contracts and territories so the relevant cover can be considered.
A commercial combined quotation may include several selected sections, but machinery breakdown, inspection and interruption cover need their own terms checked. We explain which sections are proposed and which require separate arrangements.
Further reading: ABI: liability insurance. Your quotation and policy wording determine the cover offered.
The available cover and premium depend on your circumstances, insurer acceptance and policy terms. Savings and price matching are not guaranteed. Uploading documents does not put cover in force.
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