Landlord Insurance for DSS tenants
For landlords insurance, we define a
DSS referral let as property occupied by tenants where the
rental agreement is with the DSS, council or Housing association and they, not you
as landlord, has control of who lives in the property. (This form of let
is usually more expensive to insure than a professional or subsidised let)
Note that better rates are
available for property let to tenants where the tenancy agreement is with
the tenant, but the rent is subsidised by the
DSS. e.g. trhough Universal Credit.
Policies normally offer the options
of covering:-
and some contracts may be extended to include accidental damage to the buildings and employers liability. We offer
the best landlords insurance of DSS referrals and online quotes for all type of let/ unoccupied
property. Click the link below for the cheapest policies and compare our
rates.
Cheap sample quotes (£250
excess, 3 years no claims bonus)
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£100,000 sum insured - outside London
Area: DSS tenant (agreement with council) or other third party :
£112.31
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£250,000 sum insured - outside London
Area: Subsidised (agreement with tenant) : £169.07
-
£250,000 sum insured - inside London
Area: DSS tenant : £323.14
Accidental damage cover is available in all
cases (5% extra). We only have two buildings insurance rates - in effect
inside and outside London. However contents insurance depends on exact
location.
Quote and Buy
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Maximum
buildings sum insured £1,000,000
Maximum contents sum insured £150,000
Call us for higher sums insured |
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Non Standard Risks
We are always ready to consider non
standard risks - such as property close to flood areas, previous
claims, non-standard construction. In such cases complete the online
application, provide as much information as possible (dates, amounts,
causes and what risk-prevention measures have been undertaken - for
claims, exact construction if non-standard) and we will refer it to
underwriters. We will accept properties with flat roofs but if they
are over 10 years old then damage to, or caused directly or indirectly
by, the flat roof is excluded unless the rood is inspected annually by
a competent person, repairs undertaken expeditiously and a record kept
- in which case the excess is increased by £250.00.
Portfolios
if you own 5 or more properties we can insure
them on a portfolio basis. the premium depends not only on sums
insured and location but also the breakdown of tenants
(all types catered for). Instead of a No claims bonus (maximum 15%) a
portfolio discount (20%) is applied and there is no administration
fee.
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