Home page for landlord insurance > Definition professional lets.
For comparing landlord insurance, we offer cheap quotes for professional let which is a property let to an individual or family where the rental agreement is for a period of at least 6 months, the agreement is directly with the tenant, either through the landlord direcvtly or through his letting agent and the tenant pays the rent in full to you as landlord (or the agent). The tenant does not have to have a 'professional' job.
We have a range of landlord insurance policies suitable for professional lets: To offer you the best deal we recommend you request a call-back by selecting the appropriate option on the 'Houses' drop down menu above. This way we can obtain the information required to obtain an accurate quotations.
Policies normally offer the options of covering:-
The buildings, fixtures and fittings - with the option of including accidental damage
Landlords contents (NOT those of tenants!) if let furnished
Property owners liability
Loss of rent following an insured peril
and some contracts may be extended to include employers liability, legal expenses and rent guarantee. (Covering loss of rent if the tenant defaults - this is often offered as an extension to the legal expenses policy/ section.
We can also cover student lets, council lets, housing association lets and shops/ offices. For asylum seekers and refugees we need extra details and recommend you telephone us for a free quote. Quotes are available to cover unoccupied property but teerms and conditions depend on length unoccupied, whether any renovation work is being undertaken and the expected future of the property. Telephone us for a free quotation.
There are no limit to the number of properties that can be covered under this scheme. Multiple properties (including shops/ offices and commercial - single tenure) are onlyy limited by the total sum insured. Up to £3,000,000 can be purchased online - up to £10,000,000 and we have to refer the quote. In excess of £10,000,000 and we'll look at other options.
If you need help or assistance please contact us on 01388 607140 and we can discuss your needs.
Full list of insurance products available