Types of single trips
Please note that there is not a single insurance scheme that is
suitable for all options. Companies may not offer travel beyond a
certain number of days and are not suitable for long stays e.g. winter
vacations or extended visits to family/ relatives abroad.
- Standard Holidays: example would be a single week in Spain or a couple
of weeks in Florida with the family visitng Walt Disney World or
other of the main atractions (Universal Studios, SeaWorld, Cape
- Long Stay single trips: e.g. staying in the villa, by the
mediterranean and escaping the UK harsh(ish) climate - or going to
Australia or the USA to visit family members who have emigrated.
- Winter Sports: e.g. a week in the Alps or Rocky mountains. Many
travel insurance companies will not provide winter sports cover for
the over 75, but we do have access to schemes at reasonable premiums
offering wide cover. Some insurance companies regard the over 75 as
being more mature, less reckless and are thus more unlikely to break
a leg through losing control or, very important, injure another
ski-er and thus face a potential public liability insurance claim
for negligence (which can be very expensive if this happens in the
USA of course.)
- Activity holidays: Just because a traveller is aged over 75 or
70 (or even older) does not mean that they cannot enjoy an activity
holiday. It is important that details of all such activities are
checked against the cover provided under a specific travel insurance
policy and one of the benefits of using an insurance broker is that
we will find out the activities for which cover is required and
locate a policy that can cover them.
- We also provide quotes for backpacker trips. Although unlikely
to be a benefit for the over 75, if you have children or
grandchildren wanting to take time out for an extended journey then
we can quote for them.
- Cruises: Travel insurance for cruises is a specialist segment of
the market. Although many policies will quote for cruises there are
many factors that limit their suitability.
- The cancellation cover required may be
much higher than for a standard policy. Cover up to £30,000 or
even more may be required for extended cruises e.g. round the
world or even just one leg of the cruise.
- Cruises may be booked a long time in
advance - many companies only accept trips up to a year in