House Insurance

Home  insurance contents and buildings

House insurance is available for both your home contents and buildings. We offer a range of cheap house insurance policies that are connected with home ownership - or just contents cover if you are a tenant. These include extended warranty (or home appliance insurance) - electrical/ tv (plasma tv insurance), personal possessions cover, forces kit policies and home emergency cover. If you let our your house cheap cover is available for landlords. We also cover let properties, unoccupied houses second houses and property abroad.

	House insurance policies suitable for your needs as a house owner. We can cater for people with claims, unusual property, such as subsidence risks or thatched roofs (on application). Quotes are available for buildings and contents - this link is suitable for houses in the UK only. House insurance for home buildings and contents - cheap online quotes.
	House insurance policies do not cover wear and tear or mechanical breakdown to domestic appliances- can cover one appliance or a whole range under one policy - no wear and tear clauses and reasonable prices. Rates for our extended warranty insurance policy are much cheaper than found on the high street and are suitable if your domestic appliance e.g. television (not plasma), cooker, fridge etc are a year old. Extended warranty cover
	Home appliance insurance: We now have a home appliance insurance that can cover many household electrical goods - including your Plasma Tv. Up to 5 items can be covered under one policy for £9.99 a month (£11.04 to include a plasma tv). This policy has a £40 excess and excludes general wear and tear but does offer very good value for money
	Your parents house insurance policy may  be extended to cover your contents, as a student you should check if If not we offer this personal possessions policy (suitable for other occupations not only students) which offers discounts for living in halls of residence or not in a city. Student Personal Possessions, Flats, Bed-sits, Shared Accommodation, Halls of Residence and Sheltered Accommodation.
	On our house insurance page we can offer forces kit insurance for insurance for forces Kit. Suitable for the demands and needs of people in the armed forces to insure their kit- the policy can cover not only your kit but also  contents and belongings if you live on MOD premises.
	Our house insurance portfolio includes Emergency cover. Our House emergency cover - includes leaking pipes, broken doors and windows and also breakdown of the boiler in the winter. Please click for further information on our emergency cover product.
	Your need for a house insurance policy may start before you move in. If you Build your own home you may need self build insurance. Our self build insurance can cater for the needs of those who intend to build their own home.

As a property owner, you realise that you could face a large loss if your buildings and contents are not covered for the correct amount. Whilst we cannot advise on the sums insured, we are pleased to offer a quick guide to rebuilding costs available for the home owner.

We can insure the following types of property.

1. Your second or holiday home - including holiday homes aboard
2. Unoccupied properties in UK - e.g. being renovated or the demise of occupant
3. Tenanted landlords properties - to professionals, DSS, students, asylum seekers etc.
4. Property overseas - in Eire, Spain, Portugal, Cyprus and France - your own and let out
5. Purpose built flats
6. Non standard e.g. thatch / previously underpinned

Special policies are available for large properties - mansions etc and for people who have large sums to insure on their contents. These 'high net worth'  policies can't be quoted for on-line. Please contact us on 0870 7456247 if you feel your buildings and contents deserve a "high net worth" policy.

Income protection insurance | Mortgage protection insurance | Accident sickness unemployment insurance

Forces Kit cover for forces kit, and personal possessions for enlisted personnel may be more suited.

Personal possessions for  students, nurses and other people living in digs, halls of residence, shared property and bed-sits.

You should consider extended warranty for electrical goods kept in your home.