We recommend you request a call-back to discuss your needs for buy to let insurance
As Buy to let insurance brokers, we have several schemes available, but not online to cover residential and commercial property. Just select an option from the 'Houses' menu and you'll be taken to a form to request a call-back. This way we can ensure that we have the right information to provide you with the correct policy to meet your needs.
General information about buy to let insurance
Buy to let insurance is required by landlords to insure their buildings and contents. Since a normal home insurance policy is not adequate when the resident is not the owner, a buy to let insurance policy must be purchased instead. As brokers we can arrange cheap cover online no matter the tenancy agreement or type of tenants in the property.
What does buy to let insurance cover?
The main covers provided by a buy to let insurance policy are:
How much does buy to let insurance cost?
Use the call-back option (above) to discuss your needs and obtain a price direct from us.
We can insure any number of properties including: residential property, shops, offices and single-tenure commercial property.
Types of Tenants we can cover
Our buy to let insurance products can cover:-
More about the insurance policy
The online quote and buy product is produced by Pardus and the insurance is an 'A' rated company: Assistalia - based in Belgium. Quotes are available anywhere in Great Britain (contact us for Northern Ireland-based risks) and no location is barred due to theft/ storm/ flood or subsidence risk - although terms and cover will depend on the postcode.
Multi Property Landlord Insurance
Landlords owning a portfolio of multiple properties can obtain insurance quotations - there is a maximum sum insured of £3,000,000 at any one location and £10,000,000 in total. We will have to refer sums higher than £3,000,000 and source quotations from other markets for sums in excess of £10,000,000.
There is one rate for the whole of the UK (Buildings and contents), which naturally makes the premium in the London area very competitive. e.g. a rebuilding cost of £200,000 can be insured for less than £200.000 - including accidental damage cover if the property is let with an agreement between the landlord - or their agent - and the tenant. Council, DSS or Student lets are about 10% higher.
Duty to disclose Facts under any contract of insurance
Please read this IMPORTANT NOTICE about requirements. We accept no liability for any loss that occurs due to your failure to comply.
If help or assistance is needed please use our direct line: 01388 607140 to call us and we will discuss your needs.
Portwood Insurance Brokers
We have been insurance brokers for more than 40 years and aimed to give advice to customers about their 'demands and needs'. Unless you call us our products are offered on a 'non-advised' basis - it will your responsibility to ensure the product is suitable on the information provided. If you contact us advice will be provided and a recommendation made on the appropriate policy
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For any further help: please call us on 01388 607140 if you need any further information.