Redwood Travel Insurance
Quotes for annual holiday travel insurance are available online.
Maximum days per trip for annual travel insurance
An annual travel insurance policy has a maximum days per trip, but usually allows as many trips as practical, some policies set a total time abroad as 182 days, ensuring the traveller resides in the UK for at least half a year.
The options available on our annual travel insurance are 31, 45, 61 and 93 days (in effect one month, one and a half, two or three months). The maximum length (available for travellers right up to 74) ensures suitability for many of the elderly who are frequent travellers.
Age limits for annual travel insurance
Our annual travel insurance policy is split into several age bands ensuring that each pays a proportionate premium commensurate with the risk. Typical rates for the under 50 are shown on this page, but the exact premiums depend on options selected e.g. high-risk activities, golf, business equipment and whether cancellation cover or baggage cover is essential.
This annual travel insurance permits independent travel. Children and/ or parents are covered even if the whole party does not travel. This ensures suitability to cover school trips etc. (Family and couple rates are substantially less than two individuals. In effect children are covered free.)
The policy includes winter sports cover automatically. This is not a specialist winter-sports insurance policy. If undertaking an unusual winter sport activity not listed is a possibility please refer to us.
Annual Travel Insurance for the businessman
The annual travel insurance may be extended to include business equipment and other benefits.
All premiums displayed include insurance premium tax (currently 20%) and are for travellers aged under 50 on policy inception. Older travellers can obtain cheap rates and compare our other travel insurance premiums. Other than the economy policy, cancellation (save 20%) and luggage (save 15%) cover can be deleted
A full definition of medical conditions is on the quotation page. Whilst it is not a requirement for travellers to disclose medical conditions, we strongly recommend doing so in order that they may be covered. Non-disclosure could result in substantial costs having to be paid. Travellers should be aware that the European Health Insurance Card (EHIC) provides limited cover only and is hardly an adequate substitute for travel insurance. Cover is not available for travellers with a terminal prognosis.
Specific Advice on Aspects of Travel Insurance
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