Redwood Travel Insurance

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Travel Insurance Policy Wording

Over 75 Travel Insurance

Overview on travel insurance for the over 75

First some good news! Travellers aged exactly 75 can obtain cheaper travel insurance since we rate 66 - 75 inclusive at a substantially lower rate. See our over 65 travel insurance page for standard trips and our long stay travel insurance over 65 page for trips exceeding 94 days (about 3 months).

These rates are for travel insurance for the over 75. i.e. 76 to 85. Below are tables with premiums up to 94 days. Long Stay travel insurance for the over 75 is available offering exactly the same cover (unlike other long stay contracts). There is a discount for a couple (7.5% on twice the premium) if both are in the same age bracket.

Summary of Travel Insurance Contract Limits

Economy Bronze Silver Gold

Typical Rates

Travel Insurance Premiums: UK

Days Economy Bronze Silver  Gold
5 9.12 13.41 15.78 18.93
10 11.42 16.80 19.76 23.71
17 14.26 20.97 24.67 29.61
23 17.77 26.14 30.75 36.90
31 22.26 32.74 38.51 46.21
38 27.79 40.87 48.08 57.70
45 33.32 49.00 57.65 69.18
52 38.85 57.13 67.22 80.66
59 44.38 65.27 76.78 92.14
66 49.91 73.40 86.35 103.62
73 55.44 81.53 95.92 115.10
80 60.97 89.66 105.49 126.59
87 66.50 97.80 115.06 138.07
94 72.03 105.93 124.62 149.55
  • NB For people living in the Channel Islands or Isle of Man, the UK is rated as Europe (see below)

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Travel Insurance Premiums: EU

Days Economy Bronze Silver  Gold
5 18.26 26.86 31.60 37.92
10 22.79 33.51 39.42 47.31
17 28.51 41.93 49.33 59.19
23 35.64 52.41 61.66 74.00
31 44.53 65.48 77.04 92.45
38 55.66 81.86 96.30 115.56
45 66.80 98.23 115.57 138.68
52 77.93 114.61 134.83 161.80
59 89.07 130.98 154.10 184.92
66 100.20 147.36 173.36 208.03
73 111.34 163.73 192.62 231.15
80 122.47 180.10 211.89 254.27
87 133.61 196.48 231.15 277.38
94 144.74 212.85 250.42 300.50
  • EU  =
    • The continent of Europe West of the Ural Mountains
    • Republic of Ireland, Channel Islands, Isle of Man
    • All countries bordering the Mediterranean Sea: this includes - Morocco, Algeria, Tunisia, Libya, Egypt, Israel, Syria and Turkey, subject to FCO guidelines.
    • The Azores, Madeira, The Canaries, Cyprus, Malta
    • The UK for people living in the Channel Islands or Isle of Man

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Travel Insurance Premiums: WW EX

Days Economy Bronze Silver  Gold
5 32.00 47.06 55.36 66.43
10 39.94 58.74 69.10 82.92
17 49.93 73.43 86.38 103.66
23 62.43 91.81 108.02 129.62
31 78.05 114.78 135.04 162.05
38 97.55 143.45 168.77 202.52
45 117.04 172.12 202.50 243.00
52 136.54 200.79 236.22 283.47
59 156.03 229.46 269.95 323.94
66 175.53 258.13 303.68 364.42
73 195.02 286.80 337.41 404.89
80 214.52 315.47 371.14 445.36
87 234.01 344.13 404.86 485.84
94 253.51 372.80 438.59 526.31
  • WW EX: Excludes United States of America/ Canada/ Caribbean Countries

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Travel Insurance Premiums: WW INC

Days Economy Bronze Silver  Gold
5 35.51 52.22 61.44 73.73
10 44.40 65.29 76.82 92.18
17 55.47 81.57 95.97 115.16
23 69.40 102.05 120.06 144.08
31 86.72 127.53 150.03 180.04
38 108.43 159.46 187.60 225.12
45 130.15 191.39 225.17 270.20
52 151.86 223.33 262.74 315.28
59 173.58 255.26 300.30 360.36
66 195.29 287.19 337.87 405.45
73 217.00 319.12 375.44 450.53
80 238.72 351.06 413.01 495.61
87 260.43 382.99 450.58 540.69
94 282.15 414.92 488.14 585.77
  • WW INC: Includes  United States of America/ Canada/ Caribbean

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  • The standard Excess is : 100 - Bronze, 50 - Silver, 25 - Gold. When deleted an excess will still apply to certain sections of the policy. The cost of deleting the excess is 10% of the premium (multiply by 1.1)
  • Cancellation cover is 1,000 for Bronze, 3,000 for Silver and 10,000 for Gold. This cover can be removed, saving 20% on the premium
  • Medical Expenses is 2,000,000 for Economy/ Bronze, 5,000,000 for Silver and Unlimited for Gold
  • Baggage/ Personal Effects is 1,000 for Bronze, 1,750 for Silver and 2,500 for Gold. 
  • Additional benefits include golf cover for clubs, bag, green fees, travel dispute cover (legal expenses is provided but excludes claims against holiday organisers e.g. hotels/ flights and tour operators)

Information about cheap travel insurance for the over 65, 70, 75 or 80

Travelers over 65 but 85 or younger, with our without medical conditions can find cheap travel insurance through our Redwood product

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